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FinObservatory

Bank health / #34207

Great Plains National Bank

Elk City, Oklahoma · National commercial bank (OCC) · www.gpbankok.com.

$1.90B
Total assets
$1.68B
Total deposits
#34207
FDIC cert
1996
Established
FinObservatory Composite
40.7/ 100
2026Q1, 0-100 where higher = financially stronger
Capital
weight 0.25
31.4
Asset quality
weight 0.25
13.4
Earnings
weight 0.20
71.9
Liquidity
weight 0.15
31.4
Sensitivity (proxy)
weight 0.15
69.0

Not a CAMELS rating. The FinObservatory Composite is a transparent proxy computed only from public FDIC call-report data. It is not the confidential examiner-assigned CAMELS rating, and it is not investment or deposit advice: a high score is not a solvency guarantee, a low score is not a failure prediction. In the 2023 failures, public ratios rated Silicon Valley Bank above average the quarter before it failed, because the cause (unrealized long-duration securities losses against a concentrated deposit base) is invisible in these fields. Full methodology and caveats.

Source: FDIC BankFind Suite (institutions, financials) Methodology

Composite and ratio trends

Quarterly, 1996Q32026Q1. The raw call-report ratios run back to 1992Q1 where FDIC reports them (the 1992–2014 history and the 2015–present panel join at a continuous, non-overlapping seam). The FinObservatory Composite begins 2015Q1 only: its peer-percentile scoring is built on the 2015+ panel, and pre-2015 quarters are shown as a gap rather than back-filled with an incomparable score. A field FDIC does not report for a given quarter is a gap, not a zero. Each panel has its own scale. Hover to read any quarter.

FinObservatory Composite (0-100)
020406019972001200520092013201720212025
Tier-1 leverage ratio (%)
05101519972001200520092013201720212025
Total risk-based capital (%)
05101519972001200520092013201720212025
Noncurrent loans (% of loans)
012319972001200520092013201720212025
Return on assets (%)
02419972001200520092013201720212025
Net interest margin (%)
02.557.519972001200520092013201720212025
Loans-to-deposits (%)
05010015019972001200520092013201720212025

Source: FDIC BankFind Suite (institutions, financials) Noncurrent loans = loans 90+ days past due or nonaccrual, as a share of gross loans; loans-to-deposits is net loans over deposits. Methodology

This scorecard is a public-data proxy, not a CAMELS rating and not investment or deposit advice. See the methodology and caveats.