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FinObservatory

Estate catalog

Data catalog

What FinObservatory is built on. Each entry names the publisher, states the licence, shows the coverage actually held, and links to the source.

FinObservatory does not redistribute licence-encumbered data. Most of what makes this platform interesting is licence-encumbered (the crisis atlas, the long-run rate histories, the systemic-risk series), and those datasets are catalogued, cited, and linked to the publisher, never republished: you get the publisher’s current vintage rather than a stale copy of it, on the publisher’s own terms. The open, redistribution-permitted spine is different. It is served in full, with its licence attached to every response, through the read-only data API below.

Coverage below is queried from the live data when this page is built, not typed. Full lineage, including every transformation, is in the methodology.

Estate freshness

The latest observation held for the fast-moving layers, queried from the live data when this page was built. Daily-tier series refresh via the documented pipeline (scripts/refresh.sh); crisis chronologies are reviewed vintage merges, never auto-refreshed. The last column states the publisher’s own release cadence and links to the schedule page it was verified against.

LayerCadenceLatest observationNext expected
FRED conditions seriesdaily2026-08-14next business day (daily H.15 constituents post 4:15 p.m. ET)
OFR Financial Stress Indexdaily2026-08-12each U.S. trading day, two business days behind
OFR short-term funding volumesdaily2026-08-13each business day (tri-party one day behind)
SEC Form N-MFP money-fund dataquarterly2026-06-01monthly, after the fifth business day
ECB CISS (euro-area stress)daily2026-08-04each working day, one day behind (CN weekly, Mondays)
NY Fed reference ratesdaily2026-08-14next business day, about 8:00 a.m. ET
Treasury par yield curvedaily2026-08-14each trading day (quotes taken at or near 3:30 p.m. by the New York Fed)
Cboe VIX index historydaily2026-08-14each trading day (history CSV re-posted daily; no published calendar)
CFTC futures positioningdaily2026-08-11weekly, Fridays 3:30 p.m. ET (previous Tuesday's data)
EIA energy prices and fundamentalsdaily2026-08-11daily spot each business day; weekly reports Wed/Thu 10:30 a.m. ET
FDIC national deposit ratesdaily2026-07-01monthly, the third Monday (next business day on federal holidays)
FDIC bank scoresquarterly2026-03-31quarterly, about 55 days after quarter end (late Feb/May/Aug/Nov)
SLOOS C&I demandquarterly2026-04-01quarterly (survey rounds in Jan/Apr/Jul/Oct)
BIS credit aggregatesquarterly2025-12-31quarterly, mid-March/June/September/December, two quarters behind
FHFA house price indexquarterly2026-04-30monthly, a Tuesday near month-end (quarterly release every third month)
Securitization (Z.1 agency and private-label)quarterly2026:Q1quarterly, the second week of March/June/September/December (Z.1)
Fed Distributional Financial Accountsquarterly2026:Q1quarterly, the second week of March/June/September/December (Z.1)
BIS OTC derivatives outstandingannual2025-12-31semiannual, typically May and November
Survey of Consumer Financesannual2022triennial; 2025 wave results expected late 2026
Census Business Dynamics Statisticsannual2023annual, one reference year per release
World Inequality Databaseannual2024annual update by the World Inequality Lab
World Bank PIP (poverty and inequality)annual2025semi-annual, historically about March and September
OECD Income Distribution Databaseannual2025rolling, two to three times a year
CBO distribution of household incomeannual2022annual report series, one income-year edition per year
IMF GFS social-protection spending (COFOG)annual2025annual (reference years lag about 1-2 years)
Shiller long-run equity data (CAPE)annual2026-07-01irregular re-uploads, no published calendar

Sources

FDIC bank health scores

Has a public route

236,016 rows · through 2026-03-31

The FinObservatory composite score and its five components for every active US bank, built from the quarterly Call Reports.

Publisher: FDIC BankFind Suite / FFIEC Call Reports

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FDIC deposit market structure

Has a public route

104,442 rows · through 2025

Branch-level Summary of Deposits aggregated to market concentration by state and county.

Publisher: FDIC Summary of Deposits

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FDIC bank failures

Has a public route

4,115 rows · through 2026-05-01

Every US bank failure and assistance transaction on the FDIC's register.

Publisher: FDIC BankFind Suite, Failures and Assistance Transactions

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FDIC institution directory

Has a public route

28,030 rows

The universe of insured institutions: charter, state, class, status.

Publisher: FDIC BankFind Suite, Institution Directory

Licence: US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.

Get it from the sourceSee it usedMethodology

FinObservatory Financial Conditions Index

Has a public route

42,042 rows · through 2026-08-14

FinObservatory's own conditions index and its components. Derived here, not published anywhere else: the inputs are FRED and BIS, and the construction is in the methodology.

Publisher: Derived by FinObservatory from FRED and BIS inputs

Licence: The index is FinObservatory's own construction; cite FinObservatory. Its inputs are FRED (public) and BIS (permitted-use, see the BIS entry).

Get it from the sourceSee it usedMethodology

US credit cycle series

Has a public route

3,805 rows · through 2026-04-01

Senior Loan Officer Opinion Survey standards and demand, H.8 bank credit, and Z.1 debt aggregates.

Publisher: FRED (Federal Reserve Board releases)

Licence: FRED Terms of Use. Publicly downloadable Federal Reserve products.

Get it from the sourceSee it usedMethodology

BIS credit-to-GDP gaps

Has a public route

24,488 rows · through 2025-12-31

The Basel III countercyclical-buffer gap: credit to the private non-financial sector against its long-run trend.

Publisher: Bank for International Settlements

Licence: BIS terms of permitted use for BIS statistics. Cite the BIS; check the terms before any onward use.

Get it from the sourceSee it usedMethodology

NY Fed reference rates

Has a public route

38,716 rows · through 2026-08-14

SOFR, EFFR and the SOFR Averages.

Publisher: Federal Reserve Bank of New York

Licence: NY Fed Terms of Use. The New York Fed is not responsible for any republication of these rates, does not sanction or endorse it, and has no liability for your use.

Get it from the sourceSee it usedMethodology

EIA energy prices and fundamentals

Has a public route

36,475 rows · through 2026-08-11

Crude and natural-gas spot prices (WTI, Brent, Henry Hub), retail gasoline and diesel, US crude production, and the weekly crude and gas inventories.

Publisher: U.S. Energy Information Administration

Licence: US government work, public domain (17 U.S.C. 105). EIA states its data are not subject to copyright and may be reproduced without permission; a citation to EIA is requested.

Get it from the sourceSee it usedMethodology

IMF COFER reserve composition

Has a public route

948 rows · through 2026-Q1

The currency composition of official foreign-exchange reserves.

Publisher: International Monetary Fund, COFER

Licence: IMF data terms. Cite the IMF; check the terms before any onward use.

Get it from the sourceSee it usedMethodology

IMF sovereign debt panel

Has a public route

34,982 rows · through 2031

General-government debt as a share of GDP, from the Global Debt Database and the World Economic Outlook.

Publisher: International Monetary Fund (GDD, WEO)

Licence: IMF data terms. Cite the IMF; check the terms before any onward use.

Get it from the sourceSee it usedMethodology

API

A public, read-only data API in the style of the OFR's data.financialresearch.gov: no registration, no key, JSON or CSV. It serves only the 10 redistributable datasets above; nothing on the never-republished list below is served.

  • GET /api/v1 index of every dataset: id, title, source, licence, row count, URLs, docs.
  • GET /api/v1/{id} the dataset as a JSON envelope with its licence and citation attached.
  • GET /api/v1/{id}?format=csv the full dataset as CSV, with the same source-notice comment header the exports carried.

Responses carry Cache-Control: public, s-maxage=3600. JSON responses cap at the 50,000 most recent rows (truncated: true with total_rows when the cap binds); CSV always carries the full dataset. An unknown id returns 404 with the list of available ids.

Dataset idRowsLicence
bank_scores_latest4,352US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.
fdic_deposit_market_structure104,442US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.
fdic_failures4,115US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.
fdic_institutions_summary75US government work, public domain (17 U.S.C. 105). The FDIC requests acknowledgment.
finobservatory_financial_conditions42,042The index is FinObservatory's own construction; cite FinObservatory. Its inputs are FRED (public) and BIS (permitted-use, see the BIS entry).
fred_credit_cycle3,805FRED Terms of Use. Publicly downloadable Federal Reserve products.
bis_credit_to_gdp_gap24,488BIS terms of permitted use for BIS statistics. Cite the BIS; check the terms before any onward use.
nyfed_reference_rates38,716NY Fed Terms of Use. The New York Fed is not responsible for any republication of these rates, does not sanction or endorse it, and has no liability for your use.
imf_cofer_reserve_shares948IMF data terms. Cite the IMF; check the terms before any onward use.
imf_sovereign_debt34,982IMF data terms. Cite the IMF; check the terms before any onward use.

Envelope shape, from the live imf_cofer_reserve_shares endpoint (rows cut to one here; the API returns all 948):

{
  "dataset": "imf_cofer_reserve_shares",
  "title": "IMF COFER reserve composition",
  "source": "International Monetary Fund, COFER",
  "license": "IMF data terms. Cite the IMF; check the terms before any onward use.",
  "citation": "Source: IMF, Currency Composition of Official Foreign Exchange Reserves (COFER).",
  "data_through": "2026-Q1",
  "retrieved": "(ISO timestamp when served)",
  "row_count": 948,
  "rows": [
    {
      "currency": "USD",
      "quarter": "2026-Q1",
      "value": 57.130786895752,
      "measure": "share_pct"
    }
  ]
}

Held and used, but never republished

These are the datasets FinObservatory analyses but will not pass on, each with the reason. The list is longer than the one above, and it holds most of what the platform is actually for. It is here because a catalog showing only the redistributable slice would misrepresent what the platform runs on.

  • Global Macro Database (GMD) crisis and macro panel: Academic and non-profit research licence only; redistribution not permitted.
  • Jorda-Schularick-Taylor Macrohistory Database (JST): Free academic access, but commercial redistribution is forbidden.
  • Combined crisis atlas (crises_events, crises_panel): Inherits the most restrictive input (GMD, JST): non-commercial research only.
  • Laeven-Valencia Systemic Banking Crises Database: IMF-copyright academic dataset with no redistribution licence; take it from the working paper.
  • Reinhart-Rogoff global crises data: Research use with citation only; no redistribution licence.
  • Baron-Verner-Xiong banking-crisis panel: Academic research dataset; no redistribution licence.
  • Cruces-Trebesch sovereign-debt haircuts: Research-use dataset; redistribution not permitted.
  • Schmelzing eight-centuries real interest rates: Bank of England working-paper data; terms unclear, so excluded pending confirmation.
  • Metrick-Schmelzing banking-intervention chronology: Research chronology; redistribution not permitted.
  • Chinn-Ito capital-account openness (kaopen): Non-commercial use only.
  • Systemic-risk series (SRISK, CoVaR, MES, absorption): Computed from Yahoo Finance equity data, whose terms restrict redistribution to personal and non-commercial use. Displayed as aggregates only.
  • Equity returns (Yahoo Finance): Terms of service restrict redistribution to personal and non-commercial use.
  • Shiller CAPE and home-price data: No explicit open-data licence.
  • Fama-French factors and industry portfolios: Redistribution terms unclear; excluded pending confirmation.
  • External Wealth of Nations (Lane, Milesi-Ferretti): Academic research dataset; no redistribution licence.
  • Krippner shadow short rate: Research dataset with no redistribution licence.
  • Damodaran valuation and cost-of-capital tables: No explicit redistribution licence; excluded conservatively.
  • IMF Article IV and GFSR reports (full text): The IMF licence forbids redistribution. The library cites and links them; it never quotes them.

No public route

34 logical datasets are registered in the local parquet estate but have no exact registered-view reference under src. The inventory is derived at build time from the parquet estate, runtime source references, and repository build units. A reader call in an additional build unit is required for Used as an input. Build provenance without an additional reader means Available but unsurfaced; no build-unit evidence means Unknown.

    • bc_ppd_fundingAvailable but unsurfaced

    Build unit: scripts/build_bc_ppd.py

    • boe_millenniumAvailable but unsurfaced

    Build unit: scripts/build_boe_millennium.py

    • cfpb_cctAvailable but unsurfaced

    Build unit: scripts/build_cfpb_cct.py

    • enforcement_aggAvailable but unsurfaced

    Build unit: scripts/build_enforcement.py

    • entity_public_floatAvailable but unsurfaced
    • entity_shares_outstandingUsed as an input

    Build unit: scripts/build_entity_covers.py

    • fdic_bank_structure_annualUnknown

    Build unit: unknown

    • fdic_household_surveyAvailable but unsurfaced

    Build unit: scripts/build_fdic_household_survey.py

    • fed_discount_window_monthlyAvailable but unsurfaced

    Build unit: scripts/fetch_fed_discount_window.py

    • filings_tag_coverageAvailable but unsurfaced

    Build unit: scripts/build_filings.py

    • formd_filingsAvailable but unsurfaced

    Build unit: scripts/build_formd.py

    • fred_macro_seriesAvailable but unsurfaced

    Build unit: scripts/build_fred_deep.py

    • fred_stressAvailable but unsurfaced

    Build unit: scripts/build_fred_conditions.py

    • french_ff3_dailyUnknown

    Build unit: unknown

    • french_ff5_dailyUnknown

    Build unit: unknown

    • french_momentum_dailyUnknown

    Build unit: unknown

    • fsds_subUsed as an input

    Build unit: scripts/build/build_fsds.py

    • ftd_crosswalkUsed as an input

    Build unit: scripts/build_ftd_crosswalk.py

    • gleif_edgesAvailable but unsurfaced
    • gleif_entitiesAvailable but unsurfaced
    • gleif_exceptionsAvailable but unsurfaced

    Build unit: scripts/build_gleif_graph.py

    • hmda_legacyUsed as an input
    • hmda_modernUsed as an input

    Build unit: scripts/build/build_hmda_aggregates.py

    • hrt_china_debtAvailable but unsurfaced

    Build unit: scripts/build_hrt_china.py

    • hxz_q5Available but unsurfaced

    Build unit: scripts/build_hxz_q5.py

    • imf_dip_bilateralAvailable but unsurfaced
    • imf_pip_bilateralAvailable but unsurfaced

    Build unit: scripts/build_imf_bilateral.py

    • inst_own_cusip_quarterAvailable but unsurfaced
    • institutional_ownershipAvailable but unsurfaced

    Build unit: scripts/build_institutional_ownership.py

    • irs_soi_zipAvailable but unsurfaced

    Build unit: scripts/build_irs_soi_zip.py

    • kpss_firm_yearAvailable but unsurfaced
    • kpss_patentsAvailable but unsurfaced
    • kpss_yearAvailable but unsurfaced

    Build unit: scripts/build_kpss.py

    • krippner_mpsAvailable but unsurfaced

    Build unit: scripts/build_krippner_ssr.py

    • ms_crisis_codesAvailable but unsurfaced

    Build unit: scripts/build_ms_interventions.py

    • ncen_credit_linesAvailable but unsurfaced
    • ncen_fundsAvailable but unsurfaced
    • ncen_providersAvailable but unsurfaced

    Build unit: scripts/build_ncen.py

    • nmdb_statsAvailable but unsurfaced
    • uad_appraisalsAvailable but unsurfaced

    Build unit: scripts/build_fhfa_uad_nmdb.py

    • sovereign_stress_coefficientsAvailable but unsurfaced

    Build unit: scripts/build/build_sovereign_stress.py

    • spf_microAvailable but unsurfaced

    Build unit: scripts/build_spf.py

    • tic_sltAvailable but unsurfaced

    Build unit: scripts/build_staged_small.py

    • waterloo_haircutsAvailable but unsurfaced

    Build unit: scripts/build_waterloo_bonds.py

    • wdi_core_indicatorsAvailable but unsurfaced

    Build unit: scripts/build_wdi_core.py