FinObservatory

Cross-border banking exposure / Guernsey

What the world’s banks lend to Guernsey

The funding view: cross-border claims of BIS-reporting banks on Guernsey, from the locational statistics (LBS, by lender residence), with the consolidated claims by bank nationality (CBS) alongside. BIS-reporting banks held $148.74B of cross-border claims on Guernsey in Q4 2025, up from $59.25B when the series begins in Q4 2001.

$148.74B
LBS cross-border claims
Q4 2025, all reporters
+$20.66B
Change since 2019
+16.1% vs Q4 2019
$123.60B
LBS liabilities to Guernsey
Q4 2025, banks’ funding from
$114.05B
CBS international claims
Q4 2025, nationality basis

Cross-border claims on Guernsey, Q4 2001Q4 2025

LBS cross-border claims of all reporting banks on Guernsey, in USD billions, quarterly. The GFC and COVID quarters are shaded. This is the residence view, where a claim counts by where the lending bank sits, so a claim on Guernsey booked from any reporting jurisdiction is included.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), all reporting countries (5A) vs Guernsey as counterparty, all instruments, all currencies, all counterparty sectors, quarterly, amounts outstanding. License: free with “Source: BIS” attribution. Values shown in USD billions; raw BIS unit is USD millions. Methodology

Consolidated claims by bank nationality

CBS international claims on Guernsey in Q4 2025, broken out by the nationality of the lending banks (where the parent is headquartered, worldwide-consolidated, immediate-counterparty basis). The top 5 reporting banking systems shown account for $53.62B of the $114.05B consolidated total. This is a different measure from the residence-based claims above and is not additive with them.

Bank nationalityInternational claims
DNK Denmark$17.58B
SWE Sweden$14.47B
GBR United Kingdom$12.32B
JPN Japan$4.96B
CHE Switzerland$4.28B

Source: BIS Consolidated Banking Statistics (WS_CBS_PUB), BIS Data Portal (data.bis.org). Selection: international claims (measure I, domestic banks 4B, immediate-counterparty basis F), individual reporting banking system by nationality vs Guernsey as counterparty, latest quarter, amounts outstanding. License: free with “Source: BIS” attribution. CBS carries claims only; it has no liabilities measure by design. Methodology

Back to the cross-border overview, or Guernsey’s full financial profile on its country page. See the methodology for LBS versus CBS and the exact selections.