FinObservatory

Cross-border banking exposure / Isle of Man

What the world’s banks lend to Isle of Man

The funding view: cross-border claims of BIS-reporting banks on Isle of Man, from the locational statistics (LBS, by lender residence), with the consolidated claims by bank nationality (CBS) alongside. BIS-reporting banks held $17.22B of cross-border claims on Isle of Man in Q4 2025, up from $9.02B when the series begins in Q4 2001.

$17.22B
LBS cross-border claims
Q4 2025, all reporters
+$608M
Change since 2019
+3.7% vs Q4 2019
$57.81B
LBS liabilities to Isle of Man
Q4 2025, banks’ funding from
$13.19B
CBS international claims
Q4 2025, nationality basis

Cross-border claims on Isle of Man, Q4 2001Q4 2025

LBS cross-border claims of all reporting banks on Isle of Man, in USD billions, quarterly. The GFC and COVID quarters are shaded. This is the residence view, where a claim counts by where the lending bank sits, so a claim on Isle of Man booked from any reporting jurisdiction is included.

Hover for daily values

Source: BIS Locational Banking Statistics (WS_LBS_D_PUB), BIS Data Portal (data.bis.org). Selection: cross-border claims (measure C), all reporting countries (5A) vs Isle of Man as counterparty, all instruments, all currencies, all counterparty sectors, quarterly, amounts outstanding. License: free with “Source: BIS” attribution. Values shown in USD billions; raw BIS unit is USD millions. Methodology

Consolidated claims by bank nationality

CBS international claims on Isle of Man in Q4 2025, broken out by the nationality of the lending banks (where the parent is headquartered, worldwide-consolidated, immediate-counterparty basis). The top 5 reporting banking systems shown account for $7.31B of the $13.19B consolidated total. This is a different measure from the residence-based claims above and is not additive with them.

Bank nationalityInternational claims
GBR United Kingdom$3.44B
CHE Switzerland$1.45B
FRA France$1.36B
ESP Spain$580M
JPN Japan$483M

Source: BIS Consolidated Banking Statistics (WS_CBS_PUB), BIS Data Portal (data.bis.org). Selection: international claims (measure I, domestic banks 4B, immediate-counterparty basis F), individual reporting banking system by nationality vs Isle of Man as counterparty, latest quarter, amounts outstanding. License: free with “Source: BIS” attribution. CBS carries claims only; it has no liabilities measure by design. Methodology

Back to the cross-border overview, or Isle of Man’s full financial profile on its country page. See the methodology for LBS versus CBS and the exact selections.