County banking markets / CA / 06059
OrangeCalifornia
FIPS 06059. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 56 counties in California’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (910) and unconcentrated on deposits (1,024).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
625 branch offices and 124 institutions in 1994; 535 and 72 in 2025. Deposits booked in the county went from $33.21B to $163.26B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association cert 628 | $29.79B | 18.25% | 90 | 16.82% |
| 2 | Wells Fargo Bank, National Association cert 3511 | $27.94B | 17.11% | 75 | 14.02% |
| 3 | Bank of America, National Association cert 3510 | $26.42B | 16.18% | 76 | 14.21% |
| 4 | U.S. Bank National Association cert 6548 | $9.48B | 5.81% | 66 | 12.34% |
| 5 | Citibank, National Association cert 7213 | $8.29B | 5.08% | 27 | 5.05% |
| 6 | Pacific Premier Bank, National Association cert 32172 | $7.12B | 4.36% | 9 | 1.68% |
| 7 | First Foundation Bank cert 58647 | $6.52B | 3.99% | 4 | 0.75% |
| 8 | First American Trust, FSB cert 26312 | $5.55B | 3.40% | 1 | 0.19% |
| 9 | Farmers and Merchants Bank of Long Beach cert 1225 | $4.67B | 2.86% | 15 | 2.80% |
| 10 | Zions Bancorporation, N.A. cert 2270 | $2.77B | 1.70% | 9 | 1.68% |
| 11 | BMO Bank National Association cert 16571 | $2.66B | 1.63% | 18 | 3.36% |
| 12 | East West Bank cert 31628 | $2.51B | 1.54% | 5 | 0.93% |
| 13 | Cathay Bank cert 18503 | $2.47B | 1.51% | 6 | 1.12% |
| 14 | Sunwest Bank cert 20164 | $2.42B | 1.48% | 3 | 0.56% |
| 15 | City National Bank cert 17281 | $2.12B | 1.30% | 5 | 0.93% |
| 16 | Commercial Bank of California cert 57417 | $1.92B | 1.17% | 3 | 0.56% |
| 17 | Banc of California cert 24045 | $1.68B | 1.03% | 13 | 2.43% |
| 18 | Citizens Business Bank cert 21716 | $1.59B | 0.97% | 11 | 2.06% |
| 19 | Mechanics Bank cert 1768 | $1.33B | 0.82% | 1 | 0.19% |
| 20 | First-Citizens Bank & Trust Company cert 11063 | $1.06B | 0.65% | 7 | 1.31% |
| 21 | Bank of Hope cert 26610 | $1.05B | 0.65% | 5 | 0.93% |
| 22 | Commerce West Bank cert 57176 | $1.03B | 0.63% | 1 | 0.19% |
| 23 | Comerica Bank cert 983 | $979.9M | 0.60% | 9 | 1.68% |
| 24 | Hanmi Bank cert 24170 | $893.4M | 0.55% | 3 | 0.56% |
| 25 | Nano Banc cert 58590 | $804.6M | 0.49% | 1 | 0.19% |
| 26 | First Bank cert 12229 | $802.2M | 0.49% | 8 | 1.50% |
| 27 | HSBC Bank USA, National Association cert 57890 | $695.6M | 0.43% | 1 | 0.19% |
| 28 | SMBC MANUBANK cert 18618 | $679.1M | 0.42% | 2 | 0.37% |
| 29 | Umpqua Bank cert 17266 | $627.8M | 0.38% | 1 | 0.19% |
| 30 | CTBC Bank Corp. (USA) cert 19416 | $567.5M | 0.35% | 2 | 0.37% |
| 31 | US Metro Bank cert 58310 | $545.9M | 0.33% | 3 | 0.56% |
| 32 | Partners Bank of California cert 58588 | $480.8M | 0.29% | 1 | 0.19% |
| 33 | PCB Bank cert 57463 | $456.7M | 0.28% | 4 | 0.75% |
| 34 | The Northern Trust Company cert 913 | $358.3M | 0.22% | 1 | 0.19% |
| 35 | CalPrivate Bank cert 58291 | $349.4M | 0.21% | 1 | 0.19% |
| 36 | Poppy Bank cert 57903 | $317.5M | 0.19% | 2 | 0.37% |
| 37 | Infinity Bank cert 59098 | $291.6M | 0.18% | 1 | 0.19% |
| 38 | Woori America Bank cert 24920 | $283.4M | 0.17% | 3 | 0.56% |
| 39 | California Bank of Commerce, National Association cert 57044 | $268.8M | 0.16% | 2 | 0.37% |
| 40 | Open Bank cert 57944 | $261.4M | 0.16% | 1 | 0.19% |
| 41 | Commonwealth Business Bank cert 57873 | $261.3M | 0.16% | 2 | 0.37% |
| 42 | Enterprise Bank & Trust cert 27237 | $218.1M | 0.13% | 2 | 0.37% |
| 43 | Flagstar Bank, National Association cert 32541 | $198.1M | 0.12% | 1 | 0.19% |
| 44 | Shinhan Bank America cert 33188 | $189.8M | 0.12% | 2 | 0.37% |
| 45 | Preferred Bank cert 33539 | $187.7M | 0.11% | 2 | 0.37% |
| 46 | Genesis Bank cert 59245 | $180.6M | 0.11% | 1 | 0.19% |
| 47 | Liberty Bank, National Association cert 35331 | $179.7M | 0.11% | 1 | 0.19% |
| 48 | TIB National Association cert 23647 | $174.1M | 0.11% | 1 | 0.19% |
| 49 | Bank Irvine cert 59296 | $164.2M | 0.10% | 1 | 0.19% |
| 50 | United Business Bank cert 57716 | $157.2M | 0.10% | 3 | 0.56% |
| 51 | First General Bank cert 58060 | $152.4M | 0.09% | 1 | 0.19% |
| 52 | Golden Bank, National Association cert 26223 | $151.3M | 0.09% | 1 | 0.19% |
| 53 | Royal Business Bank cert 58816 | $116.8M | 0.07% | 1 | 0.19% |
| 54 | Beach Cities Commercial Bank cert 59290 | $108.3M | 0.07% | 1 | 0.19% |
| 55 | California Business Bank cert 58037 | $94.3M | 0.06% | 1 | 0.19% |
| 56 | EverTrust Bank cert 34010 | $79.2M | 0.05% | 1 | 0.19% |
| 57 | Southwestern National Bank cert 34319 | $77.7M | 0.05% | 1 | 0.19% |
| 58 | Mega Bank cert 58401 | $68.5M | 0.04% | 1 | 0.19% |
| 59 | GBC International Bank cert 22366 | $67.2M | 0.04% | 1 | 0.19% |
| 60 | HomeStreet Bank cert 32489 | $65.2M | 0.04% | 1 | 0.19% |
| 61 | First Commercial Bank (USA) cert 34496 | $63.4M | 0.04% | 1 | 0.19% |
| 62 | Tustin Community Bank cert 32908 | $63.3M | 0.04% | 1 | 0.19% |
| 63 | California International Bank, N.A. cert 57974 | $62.8M | 0.04% | 1 | 0.19% |
| 64 | EverBank, National Association cert 34775 | $39.4M | 0.02% | 1 | 0.19% |
| 65 | Pacific Alliance Bank cert 58234 | $33.3M | 0.02% | 1 | 0.19% |
| 66 | First Pacific Bank cert 58218 | $24.1M | 0.01% | 1 | 0.19% |
| 67 | New OMNI Bank, National Association cert 23086 | $18.2M | 0.01% | 1 | 0.19% |
| 68 | Icon Business Bank cert 59314 | $17.1M | 0.01% | 1 | 0.19% |
| 69 | Capital Bank and Trust Company cert 35164 | $500K | 0.00% | 1 | 0.19% |
| 70 | Wilmington Trust, National Association cert 34069 | $0K | 0.00% | 2 | 0.37% |
| 71 | CIBC National Trust Company cert 91325 | $0K | 0.00% | 1 | 0.19% |
| 72 | BNY Mellon, National Association cert 7946 | $0K | 0.00% | 1 | 0.19% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to California, or read the methodology for the two HHI constructions and what they cannot tell you.