County banking markets / CA / 06065
RiversideCalifornia
FIPS 06065. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 56 counties in California’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,113) and moderately concentrated on deposits (1,558).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
253 branch offices and 52 institutions in 1994; 252 and 28 in 2025. Deposits booked in the county went from $9.72B to $41.51B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association cert 628 | $9.90B | 23.86% | 43 | 17.06% |
| 2 | Bank of America, National Association cert 3510 | $8.74B | 21.06% | 37 | 14.68% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $8.34B | 20.10% | 40 | 15.87% |
| 4 | U.S. Bank National Association cert 6548 | $3.81B | 9.17% | 38 | 15.08% |
| 5 | Citibank, National Association cert 7213 | $1.50B | 3.62% | 9 | 3.57% |
| 6 | Pacific Premier Bank, National Association cert 32172 | $1.25B | 3.02% | 6 | 2.38% |
| 7 | PNC Bank, National Association cert 6384 | $1.19B | 2.87% | 18 | 7.14% |
| 8 | Zions Bancorporation, N.A. cert 2270 | $968.9M | 2.33% | 7 | 2.78% |
| 9 | City National Bank cert 17281 | $936.3M | 2.26% | 1 | 0.40% |
| 10 | HCN Bank cert 21606 | $843.1M | 2.03% | 6 | 2.38% |
| 11 | Provident Savings Bank, F.S.B. cert 30879 | $815.9M | 1.97% | 13 | 5.16% |
| 12 | Banc of California cert 24045 | $701.6M | 1.69% | 6 | 2.38% |
| 13 | First-Citizens Bank & Trust Company cert 11063 | $663.6M | 1.60% | 4 | 1.59% |
| 14 | Mechanics Bank cert 1768 | $404.7M | 0.98% | 5 | 1.98% |
| 15 | Citizens Business Bank cert 21716 | $392.2M | 0.94% | 2 | 0.79% |
| 16 | Banner Bank cert 28489 | $262.2M | 0.63% | 2 | 0.79% |
| 17 | California Bank of Commerce, National Association cert 57044 | $172.1M | 0.41% | 2 | 0.79% |
| 18 | First Bank cert 12229 | $135.6M | 0.33% | 3 | 1.19% |
| 19 | Icon Business Bank cert 59314 | $120.9M | 0.29% | 1 | 0.40% |
| 20 | First Foundation Bank cert 58647 | $116.7M | 0.28% | 1 | 0.40% |
| 21 | Legacy Bank cert 59204 | $72.7M | 0.18% | 1 | 0.40% |
| 22 | C3bank, National Association cert 25249 | $58.0M | 0.14% | 1 | 0.40% |
| 23 | HomeStreet Bank cert 32489 | $38.5M | 0.09% | 1 | 0.40% |
| 24 | Chino Commercial Bank, N.A. cert 35366 | $21.0M | 0.05% | 1 | 0.40% |
| 25 | BMO Bank National Association cert 16571 | $20.4M | 0.05% | 1 | 0.40% |
| 26 | Balboa Thrift and Loan Association cert 26704 | $8.6M | 0.02% | 1 | 0.40% |
| 27 | Genesis Bank cert 59245 | $7.2M | 0.02% | 1 | 0.40% |
| 28 | Community Valley Bank cert 58500 | $6.8M | 0.02% | 1 | 0.40% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to California, or read the methodology for the two HHI constructions and what they cannot tell you.