County banking markets / CA / 06067
SacramentoCalifornia
FIPS 06067. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 56 counties in California’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (939) and highly concentrated on deposits (3,051).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
219 branch offices and 47 institutions in 1994; 177 and 31 in 2025. Deposits booked in the county went from $10.52B to $72.07B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | U.S. Bank National Association cert 6548 | $37.66B | 52.25% | 16 | 9.04% |
| 2 | Wells Fargo Bank, National Association cert 3511 | $8.21B | 11.39% | 32 | 18.08% |
| 3 | Bank of America, National Association cert 3510 | $6.23B | 8.65% | 25 | 14.12% |
| 4 | JPMorgan Chase Bank, National Association cert 628 | $5.78B | 8.02% | 26 | 14.69% |
| 5 | River City Bank cert 18983 | $4.35B | 6.04% | 4 | 2.26% |
| 6 | Five Star Bank cert 35361 | $1.46B | 2.03% | 3 | 1.69% |
| 7 | BMO Bank National Association cert 16571 | $1.45B | 2.02% | 10 | 5.65% |
| 8 | Citibank, National Association cert 7213 | $1.00B | 1.39% | 5 | 2.82% |
| 9 | Farmers & Merchants Bank of Central California cert 1331 | $712.3M | 0.99% | 6 | 3.39% |
| 10 | First-Citizens Bank & Trust Company cert 11063 | $686.1M | 0.95% | 2 | 1.13% |
| 11 | El Dorado Savings Bank, F.S.B. cert 30953 | $499.1M | 0.69% | 8 | 4.52% |
| 12 | Banner Bank cert 28489 | $479.8M | 0.67% | 4 | 2.26% |
| 13 | PNC Bank, National Association cert 6384 | $470.9M | 0.65% | 2 | 1.13% |
| 14 | Zions Bancorporation, N.A. cert 2270 | $460.6M | 0.64% | 2 | 1.13% |
| 15 | Umpqua Bank cert 17266 | $431.9M | 0.60% | 4 | 2.26% |
| 16 | East West Bank cert 31628 | $415.1M | 0.58% | 1 | 0.56% |
| 17 | Bank of Marin cert 32779 | $305.8M | 0.42% | 4 | 2.26% |
| 18 | Tri Counties Bank cert 21943 | $270.8M | 0.38% | 3 | 1.69% |
| 19 | Community West Bank cert 23030 | $225.6M | 0.31% | 2 | 1.13% |
| 20 | Westamerica Bank cert 3430 | $188.1M | 0.26% | 3 | 1.69% |
| 21 | Beal Bank USA cert 57833 | $163.2M | 0.23% | 1 | 0.56% |
| 22 | First Northern Bank of Dixon cert 3440 | $109.8M | 0.15% | 3 | 1.69% |
| 23 | Poppy Bank cert 57903 | $106.9M | 0.15% | 3 | 1.69% |
| 24 | Bank of Stockton cert 1536 | $99.6M | 0.14% | 1 | 0.56% |
| 25 | United Business Bank cert 57716 | $76.3M | 0.11% | 1 | 0.56% |
| 26 | First Foundation Bank cert 58647 | $61.5M | 0.09% | 1 | 0.56% |
| 27 | Flagstar Bank, National Association cert 32541 | $53.2M | 0.07% | 1 | 0.56% |
| 28 | Cathay Bank cert 18503 | $48.3M | 0.07% | 1 | 0.56% |
| 29 | First Bank cert 12229 | $27.0M | 0.04% | 1 | 0.56% |
| 30 | SoFi Bank, National Association cert 26881 | $23.7M | 0.03% | 1 | 0.56% |
| 31 | Oak Valley Community Bank cert 33457 | $13.8M | 0.02% | 1 | 0.56% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to California, or read the methodology for the two HHI constructions and what they cannot tell you.