County banking markets / CO / 08041
El PasoColorado
FIPS 08041. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 62 counties in Colorado’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (452) and unconcentrated on deposits (874).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
72 branch offices and 27 institutions in 1994; 126 and 40 in 2025. Deposits booked in the county went from $2.35B to $10.33B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, National Association cert 3511 | $1.96B | 18.94% | 11 | 8.73% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $1.55B | 14.97% | 10 | 7.94% |
| 3 | U.S. Bank National Association cert 6548 | $1.13B | 10.92% | 12 | 9.52% |
| 4 | FirstBank cert 18714 | $889.9M | 8.61% | 6 | 4.76% |
| 5 | UMB Bank, National Association cert 8273 | $431.7M | 4.18% | 4 | 3.17% |
| 6 | Integrity Bank & Trust cert 57587 | $377.6M | 3.65% | 4 | 3.17% |
| 7 | ANB Bank cert 19220 | $345.1M | 3.34% | 4 | 3.17% |
| 8 | 5Star Bank cert 91005 | $290.4M | 2.81% | 3 | 2.38% |
| 9 | Farmers State Bank of Calhan cert 1780 | $285.2M | 2.76% | 3 | 2.38% |
| 10 | SouthState Bank, National Association cert 33555 | $215.6M | 2.09% | 3 | 2.38% |
| 11 | Busey Bank cert 16450 | $194.0M | 1.88% | 1 | 0.79% |
| 12 | NBH Bank cert 59052 | $178.8M | 1.73% | 3 | 2.38% |
| 13 | The Huntington National Bank cert 6560 | $174.1M | 1.68% | 8 | 6.35% |
| 14 | Academy Bank, National Association cert 19600 | $172.9M | 1.67% | 7 | 5.56% |
| 15 | Bank of America, National Association cert 3510 | $170.1M | 1.65% | 5 | 3.97% |
| 16 | Kirkpatrick Bank cert 20156 | $169.1M | 1.64% | 1 | 0.79% |
| 17 | Stockmens Bank cert 8321 | $168.2M | 1.63% | 1 | 0.79% |
| 18 | Bank of Colorado cert 16980 | $167.6M | 1.62% | 3 | 2.38% |
| 19 | KeyBank National Association cert 17534 | $156.9M | 1.52% | 5 | 3.97% |
| 20 | Zions Bancorporation, N.A. cert 2270 | $147.2M | 1.43% | 2 | 1.59% |
| 21 | First National Bank Colorado cert 3034 | $133.5M | 1.29% | 2 | 1.59% |
| 22 | Herring Bank cert 5568 | $109.1M | 1.06% | 1 | 0.79% |
| 23 | Adams Bank & Trust cert 18489 | $101.6M | 0.98% | 3 | 2.38% |
| 24 | Pikes Peak National Bank cert 17782 | $89.7M | 0.87% | 3 | 2.38% |
| 25 | The Eastern Colorado Bank cert 16125 | $89.6M | 0.87% | 2 | 1.59% |
| 26 | Armed Forces Bank, National Association cert 4666 | $81.4M | 0.79% | 2 | 1.59% |
| 27 | PNC Bank, National Association cert 6384 | $70.6M | 0.68% | 2 | 1.59% |
| 28 | Waypoint Bank cert 5394 | $68.4M | 0.66% | 1 | 0.79% |
| 29 | First Interstate Bank cert 1105 | $67.1M | 0.65% | 2 | 1.59% |
| 30 | InBank cert 11492 | $60.4M | 0.58% | 2 | 1.59% |
| 31 | Rocky Mountain Bank & Trust cert 3019 | $59.3M | 0.57% | 1 | 0.79% |
| 32 | Glacier Bank cert 30788 | $41.3M | 0.40% | 1 | 0.79% |
| 33 | The Central Trust Bank cert 12633 | $39.4M | 0.38% | 1 | 0.79% |
| 34 | American Bank of Commerce cert 18609 | $37.1M | 0.36% | 1 | 0.79% |
| 35 | The State Bank cert 1778 | $29.1M | 0.28% | 1 | 0.79% |
| 36 | The Pueblo Bank and Trust Company cert 12594 | $24.1M | 0.23% | 1 | 0.79% |
| 37 | Alpine Bank cert 23091 | $20.8M | 0.20% | 1 | 0.79% |
| 38 | United Business Bank cert 57716 | $17.1M | 0.17% | 1 | 0.79% |
| 39 | Oakstar Bank cert 58115 | $15.4M | 0.15% | 1 | 0.79% |
| 40 | TBK BANK, SSB cert 23498 | $10.6M | 0.10% | 1 | 0.79% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Colorado, or read the methodology for the two HHI constructions and what they cannot tell you.