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FinObservatory

County banking markets / CO / 08075

LoganColorado

FIPS 08075. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 62 counties in Colorado’s 2025 survey.

7
Branch offices
June 30, 2025
7
Institutions
7 in 1994
1,429
Branch-count HHI
unconcentrated (2010 HMG)
3,618
Deposit HHI
see the caveat below
Read the deposit HHI here with care. Bank of Colorado books 56.4% of this county’s SOD deposits from 1 of 7 branch offices (14.3% of them). The Fed calls this pattern central booking. The deposit HHI here reads 3,618, the branch-count HHI 1,429. These pages lead with the branch measure, which central booking cannot move.

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,429) and highly concentrated on deposits (3,618).

Branch-count HHIDeposit HHI
01,0002,0003,0004,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

8 branch offices and 7 institutions in 1994; 7 and 7 in 2025. Deposits booked in the county went from $237.4M to $558.9M, nominal.

Branch officesInstitutions
03581019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1Bank of Colorado cert 16980$315.4M56.43%114.29%
2Wells Fargo Bank, National Association cert 3511$75.1M13.44%114.29%
3First FarmBank cert 58508$72.3M12.93%114.29%
4BMO Bank National Association cert 16571$34.6M6.18%114.29%
5Equitable Savings and Loan Association cert 30707$27.9M4.99%114.29%
6The First National Bank of Fleming cert 3018$24.7M4.42%114.29%
7TBK BANK, SSB cert 23498$8.9M1.60%114.29%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Colorado, or read the methodology for the two HHI constructions and what they cannot tell you.