County banking markets / CO / 08101
PuebloColorado
FIPS 08101. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 62 counties in Colorado’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (906) and unconcentrated on deposits (1,168).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
21 branch offices and 10 institutions in 1994; 35 and 14 in 2025. Deposits booked in the county went from $946.4M to $2.15B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, National Association cert 3511 | $380.7M | 17.67% | 2 | 5.71% |
| 2 | U.S. Bank National Association cert 6548 | $374.3M | 17.37% | 5 | 14.29% |
| 3 | The Pueblo Bank and Trust Company cert 12594 | $303.7M | 14.10% | 4 | 11.43% |
| 4 | Zions Bancorporation, N.A. cert 2270 | $232.8M | 10.80% | 3 | 8.57% |
| 5 | Glacier Bank cert 30788 | $206.3M | 9.57% | 4 | 11.43% |
| 6 | InBank cert 11492 | $182.6M | 8.47% | 4 | 11.43% |
| 7 | The Colorado Bank and Trust Company of La Junta cert 1141 | $108.3M | 5.03% | 1 | 2.86% |
| 8 | Sunflower Bank, National Association cert 4767 | $93.6M | 4.34% | 2 | 5.71% |
| 9 | FirstOak Bank cert 4660 | $70.3M | 3.26% | 1 | 2.86% |
| 10 | TBK BANK, SSB cert 23498 | $58.3M | 2.71% | 2 | 5.71% |
| 11 | Academy Bank, National Association cert 19600 | $57.7M | 2.68% | 3 | 8.57% |
| 12 | American Bank of Commerce cert 18609 | $39.1M | 1.81% | 1 | 2.86% |
| 13 | Frontier Bank cert 14730 | $32.9M | 1.53% | 2 | 5.71% |
| 14 | NBH Bank cert 59052 | $14.0M | 0.65% | 1 | 2.86% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Colorado, or read the methodology for the two HHI constructions and what they cannot tell you.