County banking markets / DE / 10001
KentDelaware
FIPS 10001. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 3 counties in Delaware’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,232) and moderately concentrated on deposits (1,819).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
39 branch offices and 13 institutions in 1994; 25 and 11 in 2025. Deposits booked in the county went from $1.48B to $2.91B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Wilmington Savings Fund Society, FSB cert 17838 | $912.6M | 31.41% | 5 | 20.00% |
| 2 | Manufacturers and Traders Trust Company cert 588 | $555.0M | 19.10% | 4 | 16.00% |
| 3 | PNC Bank, National Association cert 6384 | $438.4M | 15.09% | 3 | 12.00% |
| 4 | Shore United Bank, National Association cert 4832 | $262.3M | 9.03% | 3 | 12.00% |
| 5 | Citizens Bank, National Association cert 57957 | $252.4M | 8.69% | 3 | 12.00% |
| 6 | TD Bank, National Association cert 18409 | $179.4M | 6.18% | 1 | 4.00% |
| 7 | Wells Fargo Bank, National Association cert 3511 | $175.9M | 6.05% | 1 | 4.00% |
| 8 | Artisans' Bank cert 17123 | $74.3M | 2.56% | 1 | 4.00% |
| 9 | JPMorgan Chase Bank, National Association cert 628 | $25.0M | 0.86% | 1 | 4.00% |
| 10 | First Citizens Community Bank cert 7593 | $21.3M | 0.73% | 1 | 4.00% |
| 11 | FSNB, National Association cert 16416 | $8.7M | 0.30% | 2 | 8.00% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Delaware, or read the methodology for the two HHI constructions and what they cannot tell you.