County banking markets / FL / 12011
BrowardFlorida
FIPS 12011. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 67 counties in Florida’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (817) and unconcentrated on deposits (1,184).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
420 branch offices and 58 institutions in 1994; 369 and 44 in 2025. Deposits booked in the county went from $21.65B to $69.69B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Bank of America, National Association cert 3510 | $16.20B | 23.25% | 53 | 14.36% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $9.88B | 14.17% | 45 | 12.20% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $9.49B | 13.62% | 51 | 13.82% |
| 4 | Truist Bank cert 9846 | $9.16B | 13.14% | 41 | 11.11% |
| 5 | Citibank, National Association cert 7213 | $3.76B | 5.40% | 15 | 4.07% |
| 6 | TD Bank, National Association cert 18409 | $2.79B | 4.00% | 23 | 6.23% |
| 7 | BankUnited, National Association cert 58979 | $1.80B | 2.58% | 13 | 3.52% |
| 8 | Centennial Bank cert 11241 | $1.79B | 2.57% | 13 | 3.52% |
| 9 | Synovus Bank cert 873 | $1.38B | 1.98% | 6 | 1.63% |
| 10 | City National Bank of Florida cert 20234 | $1.37B | 1.97% | 5 | 1.36% |
| 11 | Flagstar Bank, National Association cert 32541 | $1.30B | 1.86% | 8 | 2.17% |
| 12 | PNC Bank, National Association cert 6384 | $1.24B | 1.77% | 20 | 5.42% |
| 13 | Regions Bank cert 12368 | $1.04B | 1.49% | 14 | 3.79% |
| 14 | Fifth Third Bank, National Association cert 6672 | $995.2M | 1.43% | 8 | 2.17% |
| 15 | First Horizon Bank cert 4977 | $906.6M | 1.30% | 4 | 1.08% |
| 16 | OptimumBank cert 35430 | $865.3M | 1.24% | 3 | 0.81% |
| 17 | Valley National Bank cert 9396 | $525.9M | 0.75% | 2 | 0.54% |
| 18 | The Northern Trust Company cert 913 | $504.7M | 0.72% | 1 | 0.27% |
| 19 | Amerant Bank, National Association cert 22953 | $488.5M | 0.70% | 5 | 1.36% |
| 20 | United Community Bank cert 16889 | $483.0M | 0.69% | 2 | 0.54% |
| 21 | EverBank, National Association cert 34775 | $430.6M | 0.62% | 1 | 0.27% |
| 22 | SouthState Bank, National Association cert 33555 | $353.6M | 0.51% | 3 | 0.81% |
| 23 | Third Federal Savings and Loan Association of Cleveland cert 30012 | $328.6M | 0.47% | 3 | 0.81% |
| 24 | Seacoast National Bank cert 131 | $305.1M | 0.44% | 4 | 1.08% |
| 25 | First-Citizens Bank & Trust Company cert 11063 | $277.5M | 0.40% | 2 | 0.54% |
| 26 | Desjardins Bank, National Association cert 33565 | $254.7M | 0.37% | 2 | 0.54% |
| 27 | Locality Bank cert 59278 | $249.6M | 0.36% | 1 | 0.27% |
| 28 | FirstBank Puerto Rico cert 30387 | $226.8M | 0.33% | 2 | 0.54% |
| 29 | Evermore Bank cert 59306 | $177.7M | 0.26% | 1 | 0.27% |
| 30 | Popular Bank cert 34967 | $164.2M | 0.24% | 2 | 0.54% |
| 31 | Natbank, National Association cert 33959 | $154.9M | 0.22% | 2 | 0.54% |
| 32 | Bank OZK cert 110 | $116.1M | 0.17% | 1 | 0.27% |
| 33 | U. S. Century Bank cert 57369 | $109.7M | 0.16% | 1 | 0.27% |
| 34 | Comerica Bank cert 983 | $107.5M | 0.15% | 1 | 0.27% |
| 35 | Ocean Bank cert 24156 | $99.0M | 0.14% | 2 | 0.54% |
| 36 | Banco do Brasil Americas cert 26725 | $94.4M | 0.14% | 1 | 0.27% |
| 37 | Citizens Bank, National Association cert 57957 | $88.0M | 0.13% | 1 | 0.27% |
| 38 | First National Bank of Coffee County cert 33506 | $79.9M | 0.11% | 1 | 0.27% |
| 39 | Amerasia Bank cert 27267 | $69.0M | 0.10% | 1 | 0.27% |
| 40 | Anchor Bank cert 57931 | $30.6M | 0.04% | 1 | 0.27% |
| 41 | Capital Bank, National Association cert 35278 | $8.1M | 0.01% | 1 | 0.27% |
| 42 | Pacific National Bank cert 26299 | $7.1M | 0.01% | 1 | 0.27% |
| 43 | First State Bank of the Florida Keys cert 17509 | $0K | 0.00% | 1 | 0.27% |
| 44 | BNY Mellon, National Association cert 7946 | $0K | 0.00% | 1 | 0.27% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Florida, or read the methodology for the two HHI constructions and what they cannot tell you.