County banking markets / FL / 12021
CollierFlorida
FIPS 12021. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 67 counties in Florida’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (626) and unconcentrated on deposits (792).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
86 branch offices and 23 institutions in 1994; 126 and 38 in 2025. Deposits booked in the county went from $3.07B to $18.81B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association cert 6672 | $2.83B | 15.06% | 16 | 12.70% |
| 2 | Bank of America, National Association cert 3510 | $2.62B | 13.92% | 13 | 10.32% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $1.83B | 9.72% | 11 | 8.73% |
| 4 | JPMorgan Chase Bank, National Association cert 628 | $1.76B | 9.38% | 13 | 10.32% |
| 5 | First Horizon Bank cert 4977 | $1.47B | 7.81% | 7 | 5.56% |
| 6 | KeyBank National Association cert 17534 | $1.07B | 5.68% | 1 | 0.79% |
| 7 | Truist Bank cert 9846 | $767.0M | 4.08% | 8 | 6.35% |
| 8 | First Foundation Bank cert 58647 | $681.0M | 3.62% | 6 | 4.76% |
| 9 | FineMark National Bank & Trust cert 58486 | $673.5M | 3.58% | 4 | 3.17% |
| 10 | EverBank, National Association cert 34775 | $604.8M | 3.22% | 1 | 0.79% |
| 11 | Synovus Bank cert 873 | $569.3M | 3.03% | 3 | 2.38% |
| 12 | BMO Bank National Association cert 16571 | $495.3M | 2.63% | 3 | 2.38% |
| 13 | The Northern Trust Company cert 913 | $452.9M | 2.41% | 2 | 1.59% |
| 14 | Regions Bank cert 12368 | $435.4M | 2.31% | 5 | 3.97% |
| 15 | PNC Bank, National Association cert 6384 | $391.0M | 2.08% | 4 | 3.17% |
| 16 | TD Bank, National Association cert 18409 | $343.6M | 1.83% | 4 | 3.17% |
| 17 | American Momentum Bank cert 58309 | $251.3M | 1.34% | 1 | 0.79% |
| 18 | Third Federal Savings and Loan Association of Cleveland cert 30012 | $244.4M | 1.30% | 1 | 0.79% |
| 19 | Cogent Bank cert 34908 | $168.8M | 0.90% | 1 | 0.79% |
| 20 | First-Citizens Bank & Trust Company cert 11063 | $164.7M | 0.88% | 3 | 2.38% |
| 21 | Lake Forest Bank & Trust Company, National Association cert 27589 | $143.3M | 0.76% | 1 | 0.79% |
| 22 | BankUnited, National Association cert 58979 | $137.1M | 0.73% | 1 | 0.79% |
| 23 | Centennial Bank cert 11241 | $130.0M | 0.69% | 2 | 1.59% |
| 24 | Flagstar Bank, National Association cert 32541 | $115.4M | 0.61% | 1 | 0.79% |
| 25 | Valley National Bank cert 9396 | $100.9M | 0.54% | 1 | 0.79% |
| 26 | Seacoast National Bank cert 131 | $65.4M | 0.35% | 1 | 0.79% |
| 27 | The Huntington National Bank cert 6560 | $57.9M | 0.31% | 1 | 0.79% |
| 28 | United Community Bank cert 19459 | $55.1M | 0.29% | 1 | 0.79% |
| 29 | First Bank cert 9620 | $52.9M | 0.28% | 1 | 0.79% |
| 30 | The Central Trust Bank cert 12633 | $46.2M | 0.25% | 1 | 0.79% |
| 31 | U.S. Bank National Association cert 6548 | $46.0M | 0.24% | 1 | 0.79% |
| 32 | Natbank, National Association cert 33959 | $17.8M | 0.09% | 1 | 0.79% |
| 33 | Citizens Bank, National Association cert 57957 | $10.8M | 0.06% | 1 | 0.79% |
| 34 | Nicolet National Bank cert 57038 | $4.7M | 0.03% | 1 | 0.79% |
| 35 | Commerce Bank cert 24998 | $1.1M | 0.01% | 1 | 0.79% |
| 36 | BNY Mellon, National Association cert 7946 | $0K | 0.00% | 1 | 0.79% |
| 37 | Manufacturers and Traders Trust Company cert 588 | $0K | 0.00% | 1 | 0.79% |
| 38 | Wilmington Trust, National Association cert 34069 | $0K | 0.00% | 1 | 0.79% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Florida, or read the methodology for the two HHI constructions and what they cannot tell you.