County banking markets / FL / 12083
MarionFlorida
FIPS 12083. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 67 counties in Florida’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (803) and unconcentrated on deposits (1,025).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
65 branch offices and 14 institutions in 1994; 66 and 22 in 2025. Deposits booked in the county went from $2.11B to $7.39B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Truist Bank cert 9846 | $1.32B | 17.91% | 8 | 12.12% |
| 2 | Wells Fargo Bank, National Association cert 3511 | $1.02B | 13.84% | 6 | 9.09% |
| 3 | Bank of America, National Association cert 3510 | $961.8M | 13.01% | 5 | 7.58% |
| 4 | Regions Bank cert 12368 | $950.4M | 12.86% | 11 | 16.67% |
| 5 | SouthState Bank, National Association cert 33555 | $570.7M | 7.72% | 4 | 6.06% |
| 6 | JPMorgan Chase Bank, National Association cert 628 | $449.6M | 6.08% | 5 | 7.58% |
| 7 | Bank OZK cert 110 | $375.5M | 5.08% | 1 | 1.52% |
| 8 | Citizens First Bank cert 33440 | $347.5M | 4.70% | 4 | 6.06% |
| 9 | Seacoast National Bank cert 131 | $174.3M | 2.36% | 1 | 1.52% |
| 10 | Ameris Bank cert 20504 | $168.2M | 2.28% | 2 | 3.03% |
| 11 | PNC Bank, National Association cert 6384 | $167.5M | 2.27% | 4 | 6.06% |
| 12 | Renasant Bank cert 12437 | $160.4M | 2.17% | 2 | 3.03% |
| 13 | Brannen Bank cert 5676 | $150.6M | 2.04% | 1 | 1.52% |
| 14 | First Federal Bank cert 31313 | $117.4M | 1.59% | 3 | 4.55% |
| 15 | TD Bank, National Association cert 18409 | $117.2M | 1.59% | 1 | 1.52% |
| 16 | Gulf Atlantic Bank cert 59181 | $81.1M | 1.10% | 1 | 1.52% |
| 17 | Cogent Bank cert 34908 | $73.3M | 0.99% | 1 | 1.52% |
| 18 | Mainstreet Community Bank of Florida cert 57598 | $67.5M | 0.91% | 1 | 1.52% |
| 19 | Cadence Bank cert 11813 | $51.4M | 0.70% | 1 | 1.52% |
| 20 | Millennium Bank cert 35138 | $32.5M | 0.44% | 1 | 1.52% |
| 21 | Fifth Third Bank, National Association cert 6672 | $14.7M | 0.20% | 2 | 3.03% |
| 22 | Gala Bank cert 59358 | $13.2M | 0.18% | 1 | 1.52% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Florida, or read the methodology for the two HHI constructions and what they cannot tell you.