County banking markets / FL / 12086
Miami-DadeFlorida
FIPS 12086. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 67 counties in Florida’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (633) and unconcentrated on deposits (682).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
542 branch offices and 89 institutions in 1994; 582 and 57 in 2025. Deposits booked in the county went from $32.98B to $202.25B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Bank of America, National Association cert 3510 | $26.96B | 13.33% | 66 | 11.34% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $22.25B | 11.00% | 78 | 13.40% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $18.95B | 9.37% | 62 | 10.65% |
| 4 | City National Bank of Florida cert 20234 | $18.06B | 8.93% | 21 | 3.61% |
| 5 | BankUnited, National Association cert 58979 | $17.60B | 8.70% | 15 | 2.58% |
| 6 | Citibank, National Association cert 7213 | $16.11B | 7.97% | 29 | 4.98% |
| 7 | Truist Bank cert 9846 | $7.49B | 3.70% | 40 | 6.87% |
| 8 | Amerant Bank, National Association cert 22953 | $7.48B | 3.70% | 12 | 2.06% |
| 9 | Ocean Bank cert 24156 | $5.94B | 2.94% | 20 | 3.44% |
| 10 | TD Bank, National Association cert 18409 | $4.62B | 2.28% | 32 | 5.50% |
| 11 | Bradesco Bank cert 21265 | $4.23B | 2.09% | 1 | 0.17% |
| 12 | Regions Bank cert 12368 | $4.11B | 2.03% | 37 | 6.36% |
| 13 | First Horizon Bank cert 4977 | $4.03B | 1.99% | 17 | 2.92% |
| 14 | HSBC Bank USA, National Association cert 57890 | $3.85B | 1.91% | 2 | 0.34% |
| 15 | Popular Bank cert 34967 | $3.64B | 1.80% | 10 | 1.72% |
| 16 | Banesco USA cert 57815 | $3.27B | 1.62% | 5 | 0.86% |
| 17 | The Northern Trust Company cert 913 | $3.17B | 1.57% | 3 | 0.52% |
| 18 | Banco do Brasil Americas cert 26725 | $2.50B | 1.23% | 2 | 0.34% |
| 19 | Safra National Bank of New York cert 26876 | $2.36B | 1.17% | 2 | 0.34% |
| 20 | U. S. Century Bank cert 57369 | $2.25B | 1.11% | 9 | 1.55% |
| 21 | Israel Discount Bank of New York cert 19977 | $2.09B | 1.03% | 1 | 0.17% |
| 22 | Valley National Bank cert 9396 | $1.78B | 0.88% | 5 | 0.86% |
| 23 | Seacoast National Bank cert 131 | $1.60B | 0.79% | 7 | 1.20% |
| 24 | FirstBank Puerto Rico cert 30387 | $1.59B | 0.79% | 7 | 1.20% |
| 25 | Grove Bank & Trust cert 8018 | $1.21B | 0.60% | 5 | 0.86% |
| 26 | Newtek Bank, National Association cert 18734 | $1.16B | 0.57% | 1 | 0.17% |
| 27 | International Finance Bank cert 24823 | $1.15B | 0.57% | 2 | 0.34% |
| 28 | Intercredit Bank, National Association cert 25258 | $1.09B | 0.54% | 5 | 0.86% |
| 29 | Pacific National Bank cert 26299 | $1.06B | 0.53% | 3 | 0.52% |
| 30 | Helm Bank USA cert 32718 | $978.3M | 0.48% | 1 | 0.17% |
| 31 | SouthState Bank, National Association cert 33555 | $924.1M | 0.46% | 6 | 1.03% |
| 32 | Synovus Bank cert 873 | $820.5M | 0.41% | 6 | 1.03% |
| 33 | First-Citizens Bank & Trust Company cert 11063 | $789.6M | 0.39% | 4 | 0.69% |
| 34 | Interaudi Bank cert 24516 | $743.7M | 0.37% | 1 | 0.17% |
| 35 | Terrabank, National Association cert 26442 | $737.1M | 0.36% | 4 | 0.69% |
| 36 | Bank OZK cert 110 | $724.5M | 0.36% | 5 | 0.86% |
| 37 | United Community Bank cert 16889 | $669.5M | 0.33% | 3 | 0.52% |
| 38 | First American Bank cert 3657 | $654.3M | 0.32% | 6 | 1.03% |
| 39 | EverBank, National Association cert 34775 | $602.1M | 0.30% | 1 | 0.17% |
| 40 | Sunstate Bank cert 34643 | $454.6M | 0.22% | 3 | 0.52% |
| 41 | PNC Bank, National Association cert 6384 | $453.7M | 0.22% | 11 | 1.89% |
| 42 | Centennial Bank cert 11241 | $445.4M | 0.22% | 3 | 0.52% |
| 43 | Flagstar Bank, National Association cert 32541 | $390.0M | 0.19% | 4 | 0.69% |
| 44 | City National Bank cert 17281 | $234.8M | 0.12% | 1 | 0.17% |
| 45 | Interamerican Bank, A FSB cert 31823 | $234.1M | 0.12% | 4 | 0.69% |
| 46 | Citizens Bank, National Association cert 57957 | $232.7M | 0.12% | 4 | 0.69% |
| 47 | Santander Bank, N.A. cert 29950 | $175.9M | 0.09% | 2 | 0.34% |
| 48 | Amerasia Bank cert 27267 | $94.8M | 0.05% | 2 | 0.34% |
| 49 | Eastern National Bank cert 20026 | $87.4M | 0.04% | 4 | 0.69% |
| 50 | Anchor Bank cert 57931 | $76.2M | 0.04% | 1 | 0.17% |
| 51 | BankMiami cert 59354 | $43.4M | 0.02% | 1 | 0.17% |
| 52 | Belmont Bank & Trust Company cert 58165 | $27.2M | 0.01% | 1 | 0.17% |
| 53 | OneUnited Bank cert 23966 | $23.1M | 0.01% | 1 | 0.17% |
| 54 | OptimumBank cert 35430 | $14.6M | 0.01% | 1 | 0.17% |
| 55 | Anthem Bank & Trust cert 29679 | $10.4M | 0.01% | 1 | 0.17% |
| 56 | Emigrant Bank cert 57083 | $1.1M | 0.00% | 1 | 0.17% |
| 57 | BNY Mellon, National Association cert 7946 | $0K | 0.00% | 1 | 0.17% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Florida, or read the methodology for the two HHI constructions and what they cannot tell you.