County banking markets / IN / 18003
AllenIndiana
FIPS 18003. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 92 counties in Indiana’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (711) and unconcentrated on deposits (1,002).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
89 branch offices and 9 institutions in 1994; 84 and 23 in 2025. Deposits booked in the county went from $3.48B to $9.16B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association cert 628 | $1.63B | 17.75% | 10 | 11.90% |
| 2 | Lake City Bank cert 13102 | $1.49B | 16.27% | 5 | 5.95% |
| 3 | First Merchants Bank cert 4365 | $831.1M | 9.08% | 7 | 8.33% |
| 4 | PNC Bank, National Association cert 6384 | $825.7M | 9.02% | 7 | 8.33% |
| 5 | Flagstar Bank, National Association cert 32541 | $779.2M | 8.51% | 9 | 10.71% |
| 6 | STAR Financial Bank cert 27235 | $696.7M | 7.61% | 7 | 8.33% |
| 7 | WesBanco Bank, Inc. cert 803 | $522.4M | 5.71% | 3 | 3.57% |
| 8 | Fifth Third Bank, National Association cert 6672 | $516.1M | 5.64% | 5 | 5.95% |
| 9 | 1st Source Bank cert 9087 | $472.7M | 5.16% | 8 | 9.52% |
| 10 | Old National Bank cert 3832 | $448.6M | 4.90% | 4 | 4.76% |
| 11 | GreenWay Bank cert 29495 | $176.5M | 1.93% | 1 | 1.19% |
| 12 | The Farmers & Merchants State Bank cert 5969 | $160.8M | 1.76% | 3 | 3.57% |
| 13 | Farmers and Merchants Bank cert 13801 | $118.4M | 1.29% | 1 | 1.19% |
| 14 | The Garrett State Bank cert 8074 | $99.6M | 1.09% | 1 | 1.19% |
| 15 | First Federal Savings Bank cert 29690 | $94.2M | 1.03% | 3 | 3.57% |
| 16 | Union Savings Bank cert 32296 | $90.6M | 0.99% | 1 | 1.19% |
| 17 | Centier Bank cert 12854 | $83.6M | 0.91% | 1 | 1.19% |
| 18 | The State Bank and Trust Company cert 13339 | $36.8M | 0.40% | 1 | 1.19% |
| 19 | Horizon Bank cert 4360 | $36.1M | 0.39% | 2 | 2.38% |
| 20 | The Hicksville Bank cert 16370 | $24.4M | 0.27% | 1 | 1.19% |
| 21 | The Antwerp Exchange Bank Company cert 14523 | $18.2M | 0.20% | 1 | 1.19% |
| 22 | Woodforest National Bank cert 23220 | $6.1M | 0.07% | 2 | 2.38% |
| 23 | Community State Bank cert 14883 | $2.3M | 0.02% | 1 | 1.19% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Indiana, or read the methodology for the two HHI constructions and what they cannot tell you.