County banking markets / IN / 18157
TippecanoeIndiana
FIPS 18157. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 92 counties in Indiana’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (775) and moderately concentrated on deposits (1,677).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
43 branch offices and 9 institutions in 1994; 44 and 17 in 2025. Deposits booked in the county went from $1.43B to $3.91B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association cert 628 | $1.16B | 29.75% | 3 | 6.82% |
| 2 | First Merchants Bank cert 4365 | $888.2M | 22.73% | 6 | 13.64% |
| 3 | Centier Bank cert 12854 | $362.4M | 9.27% | 5 | 11.36% |
| 4 | Old National Bank cert 3832 | $304.9M | 7.80% | 3 | 6.82% |
| 5 | Regions Bank cert 12368 | $239.8M | 6.14% | 4 | 9.09% |
| 6 | Horizon Bank cert 4360 | $225.2M | 5.76% | 4 | 9.09% |
| 7 | The Huntington National Bank cert 6560 | $188.9M | 4.83% | 2 | 4.55% |
| 8 | Fifth Third Bank, National Association cert 6672 | $161.8M | 4.14% | 2 | 4.55% |
| 9 | 1st Source Bank cert 9087 | $125.6M | 3.21% | 3 | 6.82% |
| 10 | The Fountain Trust Company cert 5768 | $66.4M | 1.70% | 3 | 6.82% |
| 11 | First Farmers Bank & Trust Co. cert 12839 | $47.5M | 1.21% | 2 | 4.55% |
| 12 | Security Federal Savings Bank cert 28894 | $39.7M | 1.02% | 2 | 4.55% |
| 13 | State Bank cert 1833 | $29.5M | 0.75% | 1 | 2.27% |
| 14 | Kentland Bank cert 13843 | $26.5M | 0.68% | 1 | 2.27% |
| 15 | The Farmers and Merchants Bank cert 1843 | $21.7M | 0.56% | 1 | 2.27% |
| 16 | Community State Bank cert 8067 | $15.3M | 0.39% | 1 | 2.27% |
| 17 | Woodforest National Bank cert 23220 | $2.0M | 0.05% | 1 | 2.27% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Indiana, or read the methodology for the two HHI constructions and what they cannot tell you.