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FinObservatory

County banking markets / KS / 20015

ButlerKansas

FIPS 20015. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 105 counties in Kansas’s 2025 survey.

30
Branch offices
June 30, 2025
12
Institutions
14 in 1994
1,244
Branch-count HHI
unconcentrated (2010 HMG)
1,471
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,244) and unconcentrated on deposits (1,471).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

26 branch offices and 14 institutions in 1994; 30 and 12 in 2025. Deposits booked in the county went from $490.5M to $1.73B, nominal.

Branch officesInstitutions
01020304019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1Intrust Bank, National Association cert 4799$507.7M29.36%413.33%
2Emprise Bank cert 4789$222.0M12.84%516.67%
3Equity Bank cert 25858$194.2M11.23%310.00%
4Andover State Bank cert 16410$159.9M9.25%13.33%
5Community National Bank & Trust cert 27046$149.4M8.64%413.33%
6Commerce Bank cert 24998$141.9M8.21%13.33%
7Vintage Bank Kansas cert 17927$105.7M6.11%620.00%
8Bank of America, National Association cert 3510$88.1M5.09%13.33%
9Citizens Bank of Kansas cert 4707$74.6M4.31%26.67%
10Capitol Federal Savings Bank cert 27981$38.7M2.24%13.33%
11RCB Bank cert 15399$27.4M1.58%13.33%
12BMO Bank National Association cert 16571$19.8M1.14%13.33%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Kansas, or read the methodology for the two HHI constructions and what they cannot tell you.