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FinObservatory

County banking markets / KS / 20045

DouglasKansas

FIPS 20045. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 105 counties in Kansas’s 2025 survey.

45
Branch offices
June 30, 2025
22
Institutions
12 in 1994
647
Branch-count HHI
unconcentrated (2010 HMG)
1,002
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (647) and unconcentrated on deposits (1,002).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

26 branch offices and 12 institutions in 1994; 45 and 22 in 2025. Deposits booked in the county went from $822.7M to $3.51B, nominal.

Branch officesInstitutions
020406019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1Capitol Federal Savings Bank cert 27981$601.1M17.12%36.67%
2U.S. Bank National Association cert 6548$500.5M14.26%36.67%
3Bank of America, National Association cert 3510$480.0M13.67%24.44%
4Commerce Bank cert 24998$284.8M8.11%36.67%
5The Central Trust Bank cert 12633$270.2M7.70%715.56%
6Intrust Bank, National Association cert 4799$269.4M7.67%24.44%
7Great American Bank cert 35292$265.5M7.56%24.44%
8Mid-America Bank cert 17374$251.6M7.17%36.67%
9The Baldwin State Bank cert 10906$96.9M2.76%24.44%
10Kaw Valley State Bank cert 13413$69.6M1.98%12.22%
11Central National Bank cert 4702$59.7M1.70%36.67%
12First State Bank and Trust cert 14974$55.9M1.59%24.44%
13UMB Bank, National Association cert 8273$50.1M1.43%12.22%
14Landmark National Bank cert 5826$45.8M1.31%24.44%
15NBH Bank cert 59052$45.6M1.30%12.22%
16Emprise Bank cert 4789$41.6M1.19%12.22%
17Sunflower Bank, National Association cert 4767$41.4M1.18%12.22%
18The Kansas State Bank cert 10505$20.5M0.58%12.22%
19TriCentury Bank cert 18109$20.3M0.58%12.22%
20Silver Lake Bank cert 15323$13.8M0.39%12.22%
21Mutual Savings Association cert 29988$13.2M0.38%12.22%
22RCB Bank cert 15399$12.6M0.36%24.44%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Kansas, or read the methodology for the two HHI constructions and what they cannot tell you.