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FinObservatory

County banking markets / KS / 20091

JohnsonKansas

FIPS 20091. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 105 counties in Kansas’s 2025 survey.

228
Branch offices
June 30, 2025
60
Institutions
44 in 1994
367
Branch-count HHI
unconcentrated (2010 HMG)
509
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (367) and unconcentrated on deposits (509).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

124 branch offices and 44 institutions in 1994; 228 and 60 in 2025. Deposits booked in the county went from $5.84B to $27.01B, nominal.

Branch officesInstitutions
010020030019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1Capitol Federal Savings Bank cert 27981$2.75B10.17%146.14%
2U.S. Bank National Association cert 6548$2.41B8.92%125.26%
3Bank of America, National Association cert 3510$2.21B8.17%114.82%
4Commerce Bank cert 24998$1.93B7.13%125.26%
5UMB Bank, National Association cert 8273$1.79B6.63%156.58%
6Busey Bank cert 16450$1.55B5.73%20.88%
7BOKF, National Association cert 4214$1.42B5.25%20.88%
8Security Bank of Kansas City cert 4705$1.07B3.94%146.14%
9First National Bank of Omaha cert 5452$1.02B3.77%104.39%
10Enterprise Bank & Trust cert 27237$984.6M3.64%52.19%
11Bank of Labor cert 1874$910.5M3.37%41.75%
12BMO Bank National Association cert 16571$846.7M3.13%93.95%
13The Central Trust Bank cert 12633$724.2M2.68%135.70%
14Country Club Bank cert 8888$653.8M2.42%83.51%
15Wells Fargo Bank, National Association cert 3511$634.4M2.35%52.19%
16Intrust Bank, National Association cert 4799$476.1M1.76%41.75%
17Arvest Bank cert 8728$466.6M1.73%83.51%
18NBKC Bank cert 35014$420.2M1.56%20.88%
19NBH Bank cert 59052$373.3M1.38%52.19%
20Cornerstone Bank cert 57250$326.6M1.21%10.44%
21JPMorgan Chase Bank, National Association cert 628$302.9M1.12%83.51%
22Academy Bank, National Association cert 19600$293.7M1.09%114.82%
23Equity Bank cert 25858$259.8M0.96%20.88%
24Landmark National Bank cert 5826$247.5M0.92%31.32%
25Oakstar Bank cert 58115$240.0M0.89%20.88%
26Sunflower Bank, National Association cert 4767$231.8M0.86%20.88%
27PNC Bank, National Association cert 6384$188.4M0.70%10.44%
28Outdoor Bank cert 17685$157.6M0.58%10.44%
29Union Bank and Trust Company cert 13421$147.7M0.55%10.44%
30Bank of Prairie Village cert 17671$140.1M0.52%10.44%
31Great Southern Bank cert 29546$139.2M0.52%52.19%
32Kendall Bank cert 8110$134.8M0.50%20.88%
33First Business Bank cert 15229$123.8M0.46%10.44%
34Fusion Bank cert 15899$107.4M0.40%10.44%
35Farmers Bank & Trust cert 17614$104.5M0.39%20.88%
36First Federal Savings and Loan Bank cert 28635$98.3M0.36%10.44%
37Great American Bank cert 35292$96.0M0.36%10.44%
38First Interstate Bank cert 1105$88.3M0.33%20.88%
39Mid-America Bank cert 17374$84.0M0.31%10.44%
40Simmons Bank cert 3890$84.0M0.31%10.44%
41TriCentury Bank cert 18109$82.2M0.30%10.44%
42First-Citizens Bank & Trust Company cert 11063$75.6M0.28%10.44%
43Small Business Bank cert 25744$74.3M0.27%10.44%
44CoreFirst Bank & Trust cert 18100$68.4M0.25%20.88%
45The First National Bank of Louisburg cert 4722$68.4M0.25%20.88%
46First Federal Bank of Kansas City cert 29047$67.4M0.25%20.88%
47Patriots Bank cert 18019$65.4M0.24%10.44%
48Fidelity Bank, National Association cert 30895$59.0M0.22%10.44%
49Community National Bank cert 25665$37.9M0.14%10.44%
50Argentine Federal Savings cert 28507$31.0M0.11%10.44%
51Southern Bank cert 28332$29.1M0.11%10.44%
52Core Bank cert 34363$28.9M0.11%10.44%
53First Option Bank cert 4746$28.7M0.11%10.44%
54First Heritage Bank cert 4636$25.1M0.09%10.44%
55Omb Bank cert 8252$22.5M0.08%10.44%
56First State Bank of St. Charles, Missouri cert 12219$12.2M0.05%10.44%
57Central National Bank cert 4702$10.3M0.04%10.44%
58Silver Lake Bank cert 15323$5.4M0.02%10.44%
59Hawthorn Bank cert 10619$4.7M0.02%10.44%
60Midwest Heritage Bank, FSB cert 4432$0K0.00%10.44%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Kansas, or read the methodology for the two HHI constructions and what they cannot tell you.