Skip to content
FinObservatory

County banking markets / KS / 20169

SalineKansas

FIPS 20169. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 105 counties in Kansas’s 2025 survey.

21
Branch offices
June 30, 2025
12
Institutions
10 in 1994
1,066
Branch-count HHI
unconcentrated (2010 HMG)
1,551
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,066) and moderately concentrated on deposits (1,551).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

19 branch offices and 10 institutions in 1994; 21 and 12 in 2025. Deposits booked in the county went from $722.7M to $2.01B, nominal.

Branch officesInstitutions
010203019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1The Bennington State Bank cert 16402$587.3M29.23%29.52%
2First Bank Kansas cert 18431$291.4M14.50%314.29%
3Sunflower Bank, National Association cert 4767$268.6M13.37%419.05%
4The Bank of Tescott cert 1868$216.7M10.79%29.52%
5Equity Bank cert 25858$214.7M10.68%29.52%
6Capitol Federal Savings Bank cert 27981$105.9M5.27%14.76%
7Exchange Bank cert 1435$75.1M3.74%14.76%
8UMB Bank, National Association cert 8273$74.6M3.71%14.76%
9The Solomon State Bank cert 4773$57.4M2.85%14.76%
10Bank of the Plains cert 18118$55.7M2.77%14.76%
11Central National Bank cert 4702$48.2M2.40%29.52%
12The Citizens State Bank and Trust Company cert 15254$13.9M0.69%14.76%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Kansas, or read the methodology for the two HHI constructions and what they cannot tell you.