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FinObservatory

County banking markets / LA / 22073

OuachitaLouisiana

FIPS 22073. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 64 counties in Louisiana’s 2025 survey.

50
Branch offices
June 30, 2025
18
Institutions
10 in 1994
744
Branch-count HHI
unconcentrated (2010 HMG)
1,220
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (744) and unconcentrated on deposits (1,220).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

49 branch offices and 10 institutions in 1994; 50 and 18 in 2025. Deposits booked in the county went from $1.39B to $4.34B, nominal.

Branch officesInstitutions
02040608019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1Origin Bank cert 12614$1.05B24.21%612.00%
2JPMorgan Chase Bank, National Association cert 628$677.1M15.61%714.00%
3Cadence Bank cert 11813$436.5M10.06%48.00%
4Regions Bank cert 12368$410.7M9.47%36.00%
5Progressive Bank cert 22139$393.5M9.07%48.00%
6First Horizon Bank cert 4977$287.6M6.63%36.00%
7Cross Keys Bank cert 9322$198.5M4.58%36.00%
8Homeland Federal Savings Bank cert 32459$171.1M3.94%24.00%
9b1BANK cert 58228$166.9M3.85%24.00%
10Capital One, National Association cert 4297$108.1M2.49%12.00%
11Century Next Bank cert 29700$104.6M2.41%24.00%
12Marion State Bank cert 9320$70.7M1.63%36.00%
13Commercial Capital Bank cert 34784$60.0M1.38%12.00%
14Louisiana National Bank cert 15059$59.8M1.38%24.00%
15Bank of Oak Ridge cert 21529$57.1M1.32%24.00%
16Guaranty Bank & Trust Company of Delhi, Louisiana cert 19638$49.1M1.13%36.00%
17Citizens Progressive Bank cert 10531$32.9M0.76%12.00%
18Woodforest National Bank cert 23220$3.6M0.08%12.00%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to Louisiana, or read the methodology for the two HHI constructions and what they cannot tell you.