County banking markets / LA / 22079
RapidesLouisiana
FIPS 22079. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 64 counties in Louisiana’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,094) and highly concentrated on deposits (2,558).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
44 branch offices and 8 institutions in 1994; 48 and 15 in 2025. Deposits booked in the county went from $1.02B to $3.25B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Red River Bank cert 34980 | $1.50B | 46.08% | 8 | 16.67% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $476.2M | 14.64% | 4 | 8.33% |
| 3 | The Evangeline Bank and Trust Company cert 12611 | $263.6M | 8.10% | 4 | 8.33% |
| 4 | First Federal Bank of Louisiana cert 30441 | $224.3M | 6.90% | 3 | 6.25% |
| 5 | Capital One, National Association cert 4297 | $203.8M | 6.27% | 1 | 2.08% |
| 6 | Regions Bank cert 12368 | $197.6M | 6.08% | 3 | 6.25% |
| 7 | Southern Heritage Bank cert 20698 | $116.4M | 3.58% | 5 | 10.42% |
| 8 | Sabine State Bank and Trust Company cert 8141 | $111.9M | 3.44% | 9 | 18.75% |
| 9 | Cadence Bank cert 11813 | $52.5M | 1.61% | 1 | 2.08% |
| 10 | BOM Bank cert 1373 | $47.3M | 1.45% | 5 | 10.42% |
| 11 | First Guaranty Bank cert 14028 | $29.0M | 0.89% | 1 | 2.08% |
| 12 | CLB The Community Bank cert 10532 | $21.5M | 0.66% | 1 | 2.08% |
| 13 | Colfax Banking Company cert 8140 | $8.2M | 0.25% | 1 | 2.08% |
| 14 | Woodforest National Bank cert 23220 | $1.6M | 0.05% | 1 | 2.08% |
| 15 | Exchange Bank and Trust Company, Natchitoches, Louisiana cert 10528 | $0K | 0.00% | 1 | 2.08% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Louisiana, or read the methodology for the two HHI constructions and what they cannot tell you.