County banking markets / MO / 29095
JacksonMissouri
FIPS 29095. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 115 counties in Missouri’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (482) and highly concentrated on deposits (3,854).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
174 branch offices and 36 institutions in 1994; 174 and 44 in 2025. Deposits booked in the county went from $10.88B to $54.77B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | UMB Bank, National Association cert 8273 | $33.09B | 60.42% | 13 | 7.47% |
| 2 | Commerce Bank cert 24998 | $6.76B | 12.34% | 16 | 9.20% |
| 3 | U.S. Bank National Association cert 6548 | $2.19B | 3.99% | 15 | 8.62% |
| 4 | Bank of America, National Association cert 3510 | $1.77B | 3.23% | 10 | 5.75% |
| 5 | Lead Bank cert 8283 | $1.53B | 2.79% | 2 | 1.15% |
| 6 | North American Savings Bank, F.S.B. cert 29708 | $954.3M | 1.74% | 3 | 1.72% |
| 7 | The Central Trust Bank cert 12633 | $911.0M | 1.66% | 14 | 8.05% |
| 8 | Country Club Bank cert 8888 | $885.0M | 1.62% | 7 | 4.02% |
| 9 | Blue Ridge Bank and Trust Co. cert 17933 | $690.4M | 1.26% | 8 | 4.60% |
| 10 | NBH Bank cert 59052 | $635.2M | 1.16% | 7 | 4.02% |
| 11 | Academy Bank, National Association cert 19600 | $633.4M | 1.16% | 6 | 3.45% |
| 12 | Busey Bank cert 16450 | $627.5M | 1.15% | 1 | 0.57% |
| 13 | NBKC Bank cert 35014 | $433.7M | 0.79% | 1 | 0.57% |
| 14 | First Federal Bank of Kansas City cert 29047 | $415.8M | 0.76% | 4 | 2.30% |
| 15 | Security Bank of Kansas City cert 4705 | $396.0M | 0.72% | 6 | 3.45% |
| 16 | BMO Bank National Association cert 16571 | $350.1M | 0.64% | 6 | 3.45% |
| 17 | Arvest Bank cert 8728 | $328.5M | 0.60% | 8 | 4.60% |
| 18 | Central Bank of Kansas City cert 17009 | $296.8M | 0.54% | 2 | 1.15% |
| 19 | Simmons Bank cert 3890 | $180.2M | 0.33% | 2 | 1.15% |
| 20 | Pinnacle Bank cert 10634 | $164.0M | 0.30% | 1 | 0.57% |
| 21 | JPMorgan Chase Bank, National Association cert 628 | $156.4M | 0.29% | 9 | 5.17% |
| 22 | Equity Bank cert 25858 | $122.4M | 0.22% | 3 | 1.72% |
| 23 | Bank of Odessa cert 9803 | $118.9M | 0.22% | 1 | 0.57% |
| 24 | Hawthorn Bank cert 10619 | $108.2M | 0.20% | 2 | 1.15% |
| 25 | PNC Bank, National Association cert 6384 | $92.3M | 0.17% | 2 | 1.15% |
| 26 | F & C Bank cert 9378 | $87.2M | 0.16% | 1 | 0.57% |
| 27 | The Bank of Grain Valley cert 8564 | $84.0M | 0.15% | 2 | 1.15% |
| 28 | Bison State Bank cert 14083 | $80.8M | 0.15% | 1 | 0.57% |
| 29 | State Bank of Missouri cert 10623 | $80.5M | 0.15% | 2 | 1.15% |
| 30 | Great Southern Bank cert 29546 | $71.7M | 0.13% | 2 | 1.15% |
| 31 | First-Citizens Bank & Trust Company cert 11063 | $65.9M | 0.12% | 1 | 0.57% |
| 32 | Enterprise Bank & Trust cert 27237 | $64.5M | 0.12% | 1 | 0.57% |
| 33 | BOKF, National Association cert 4214 | $64.0M | 0.12% | 3 | 1.72% |
| 34 | Bank 21 cert 8560 | $57.9M | 0.11% | 1 | 0.57% |
| 35 | Great American Bank cert 35292 | $56.5M | 0.10% | 2 | 1.15% |
| 36 | Sterling Bank cert 57813 | $44.7M | 0.08% | 1 | 0.57% |
| 37 | America's Community Bank cert 8893 | $44.5M | 0.08% | 1 | 0.57% |
| 38 | Southern Bank cert 28332 | $38.9M | 0.07% | 1 | 0.57% |
| 39 | Preferred Bank cert 10628 | $32.8M | 0.06% | 1 | 0.57% |
| 40 | Capitol Federal Savings Bank cert 27981 | $27.1M | 0.05% | 1 | 0.57% |
| 41 | Emprise Bank cert 4789 | $22.3M | 0.04% | 1 | 0.57% |
| 42 | Liberty Bank and Trust Company cert 20856 | $13.9M | 0.03% | 1 | 0.57% |
| 43 | National Advisors Trust Company cert 57160 | $500K | 0.00% | 1 | 0.57% |
| 44 | State Street Bank and Trust Company cert 14 | $0K | 0.00% | 1 | 0.57% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Missouri, or read the methodology for the two HHI constructions and what they cannot tell you.