County banking markets / MO / 29099
JeffersonMissouri
FIPS 29099. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 115 counties in Missouri’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (719) and unconcentrated on deposits (867).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
36 branch offices and 16 institutions in 1994; 43 and 23 in 2025. Deposits booked in the county went from $919.7M to $4.01B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Enterprise Bank & Trust cert 27237 | $545.6M | 13.62% | 6 | 13.95% |
| 2 | Midwest Regional Bank cert 8889 | $542.1M | 13.53% | 2 | 4.65% |
| 3 | First State Community Bank cert 17323 | $426.4M | 10.64% | 6 | 13.95% |
| 4 | U.S. Bank National Association cert 6548 | $426.0M | 10.63% | 3 | 6.98% |
| 5 | Midwest BankCentre cert 1058 | $390.5M | 9.75% | 4 | 9.30% |
| 6 | Commerce Bank cert 24998 | $383.5M | 9.57% | 2 | 4.65% |
| 7 | Carrollton Bank cert 12383 | $204.4M | 5.10% | 1 | 2.33% |
| 8 | Bank of America, National Association cert 3510 | $157.1M | 3.92% | 1 | 2.33% |
| 9 | Bloomsdale Bank cert 9788 | $117.6M | 2.93% | 3 | 6.98% |
| 10 | Southern Bank cert 28332 | $108.3M | 2.70% | 1 | 2.33% |
| 11 | UMB Bank, National Association cert 8273 | $90.7M | 2.26% | 1 | 2.33% |
| 12 | PNC Bank, National Association cert 6384 | $85.9M | 2.14% | 2 | 4.65% |
| 13 | Bank Star cert 21897 | $82.8M | 2.07% | 1 | 2.33% |
| 14 | Farmers and Merchants Bank of St. Clair cert 14056 | $81.5M | 2.04% | 1 | 2.33% |
| 15 | Lindell Bank & Trust Company cert 1073 | $62.0M | 1.55% | 1 | 2.33% |
| 16 | Regions Bank cert 12368 | $46.5M | 1.16% | 1 | 2.33% |
| 17 | BMO Bank National Association cert 16571 | $46.2M | 1.15% | 1 | 2.33% |
| 18 | Midland States Bank cert 1040 | $45.1M | 1.13% | 1 | 2.33% |
| 19 | Ozarks Federal Savings and Loan Association cert 28277 | $42.3M | 1.06% | 1 | 2.33% |
| 20 | MRV Banks cert 58619 | $39.6M | 0.99% | 1 | 2.33% |
| 21 | First Bank cert 12229 | $38.2M | 0.95% | 1 | 2.33% |
| 22 | Town & Country Bank cert 13071 | $36.1M | 0.90% | 1 | 2.33% |
| 23 | JPMorgan Chase Bank, National Association cert 628 | $8.3M | 0.21% | 1 | 2.33% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Missouri, or read the methodology for the two HHI constructions and what they cannot tell you.