County banking markets / NE / 31055
DouglasNebraska
FIPS 31055. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 91 counties in Nebraska’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (517) and moderately concentrated on deposits (1,981).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
134 branch offices and 27 institutions in 1994; 177 and 41 in 2025. Deposits booked in the county went from $7.04B to $33.29B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | First National Bank of Omaha cert 5452 | $13.83B | 41.55% | 22 | 12.43% |
| 2 | Wells Fargo Bank, National Association cert 3511 | $2.98B | 8.96% | 14 | 7.91% |
| 3 | American National Bank cert 19300 | $2.39B | 7.17% | 12 | 6.78% |
| 4 | U.S. Bank National Association cert 6548 | $2.37B | 7.12% | 15 | 8.47% |
| 5 | Pinnacle Bank cert 10634 | $1.43B | 4.29% | 6 | 3.39% |
| 6 | Security National Bank of Omaha cert 19213 | $1.27B | 3.82% | 10 | 5.65% |
| 7 | BMO Bank National Association cert 16571 | $919.9M | 2.76% | 11 | 6.21% |
| 8 | Core Bank cert 34363 | $812.5M | 2.44% | 3 | 1.69% |
| 9 | Dundee Bank cert 10643 | $668.6M | 2.01% | 4 | 2.26% |
| 10 | First Interstate Bank cert 1105 | $650.6M | 1.95% | 8 | 4.52% |
| 11 | Access Bank cert 58727 | $642.7M | 1.93% | 5 | 2.82% |
| 12 | Bank of America, National Association cert 3510 | $523.1M | 1.57% | 3 | 1.69% |
| 13 | Union Bank and Trust Company cert 13421 | $482.5M | 1.45% | 2 | 1.13% |
| 14 | Frontier Bank cert 15545 | $449.9M | 1.35% | 1 | 0.56% |
| 15 | Enterprise Bank cert 33380 | $422.7M | 1.27% | 4 | 2.26% |
| 16 | First Westroads Bank, Inc. cert 19742 | $335.2M | 1.01% | 2 | 1.13% |
| 17 | Five Points Bank cert 20488 | $333.2M | 1.00% | 3 | 1.69% |
| 18 | UMB Bank, National Association cert 8273 | $301.6M | 0.91% | 1 | 0.56% |
| 19 | Arbor Bank cert 33450 | $248.6M | 0.75% | 2 | 1.13% |
| 20 | Premier Bank National Association cert 12493 | $238.7M | 0.72% | 4 | 2.26% |
| 21 | Dayspring Bank cert 13622 | $220.2M | 0.66% | 3 | 1.69% |
| 22 | JPMorgan Chase Bank, National Association cert 628 | $184.4M | 0.55% | 7 | 3.95% |
| 23 | United Republic Bank cert 58359 | $166.9M | 0.50% | 2 | 1.13% |
| 24 | Northwest Bank cert 32647 | $166.5M | 0.50% | 2 | 1.13% |
| 25 | Foundation One Bank cert 18761 | $154.4M | 0.46% | 3 | 1.69% |
| 26 | First-Citizens Bank & Trust Company cert 11063 | $150.5M | 0.45% | 3 | 1.69% |
| 27 | I3 Bank cert 8595 | $146.6M | 0.44% | 3 | 1.69% |
| 28 | American Interstate Bank cert 1439 | $115.6M | 0.35% | 3 | 1.69% |
| 29 | Bankers Trust Company cert 953 | $115.5M | 0.35% | 1 | 0.56% |
| 30 | Equitable Bank cert 31485 | $107.4M | 0.32% | 2 | 1.13% |
| 31 | Exchange Bank cert 1435 | $98.8M | 0.30% | 1 | 0.56% |
| 32 | First Nebraska Bank cert 12248 | $68.4M | 0.21% | 3 | 1.69% |
| 33 | West Gate Bank cert 19850 | $66.3M | 0.20% | 3 | 1.69% |
| 34 | Commercial State Bank cert 13819 | $64.0M | 0.19% | 1 | 0.56% |
| 35 | Great Plains State Bank cert 14058 | $51.2M | 0.15% | 1 | 0.56% |
| 36 | CHARTER WEST BANK cert 26185 | $40.3M | 0.12% | 2 | 1.13% |
| 37 | Cornhusker Bank cert 14264 | $26.4M | 0.08% | 1 | 0.56% |
| 38 | Lincoln FSB of Nebraska cert 29692 | $25.1M | 0.08% | 1 | 0.56% |
| 39 | First Savings Bank cert 32629 | $18.9M | 0.06% | 1 | 0.56% |
| 40 | First State Bank Nebraska cert 13868 | $4.2M | 0.01% | 1 | 0.56% |
| 41 | Davidson Trust Co. cert 35510 | $0K | 0.00% | 1 | 0.56% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Nebraska, or read the methodology for the two HHI constructions and what they cannot tell you.