County banking markets / NH / 33011
HillsboroughNew Hampshire
FIPS 33011. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 10 counties in New Hampshire’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (882) and moderately concentrated on deposits (1,880).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
99 branch offices and 14 institutions in 1994; 89 and 21 in 2025. Deposits booked in the county went from $4.02B to $15.18B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association cert 57957 | $4.45B | 29.29% | 13 | 14.61% |
| 2 | TD Bank, National Association cert 18409 | $3.58B | 23.59% | 17 | 19.10% |
| 3 | Bank of America, National Association cert 3510 | $3.03B | 19.93% | 7 | 7.87% |
| 4 | Manufacturers and Traders Trust Company cert 588 | $642.1M | 4.23% | 6 | 6.74% |
| 5 | Primary Bank cert 59086 | $575.3M | 3.79% | 3 | 3.37% |
| 6 | Santander Bank, N.A. cert 29950 | $498.3M | 3.28% | 4 | 4.49% |
| 7 | Enterprise Bank and Trust Company cert 27408 | $424.3M | 2.80% | 4 | 4.49% |
| 8 | BankProv cert 90141 | $306.9M | 2.02% | 1 | 1.12% |
| 9 | Eastern Bank cert 32773 | $264.7M | 1.74% | 3 | 3.37% |
| 10 | Bar Harbor Bank & Trust cert 11971 | $248.3M | 1.64% | 6 | 6.74% |
| 11 | Bank of New Hampshire cert 18012 | $247.6M | 1.63% | 4 | 4.49% |
| 12 | The Millyard Bank cert 59176 | $229.1M | 1.51% | 2 | 2.25% |
| 13 | JPMorgan Chase Bank, National Association cert 628 | $154.6M | 1.02% | 4 | 4.49% |
| 14 | NBT Bank, National Association cert 7230 | $116.5M | 0.77% | 2 | 2.25% |
| 15 | Bank of New England cert 24540 | $111.0M | 0.73% | 3 | 3.37% |
| 16 | Bangor Savings Bank cert 18408 | $72.9M | 0.48% | 3 | 3.37% |
| 17 | Merrimack County Savings Bank cert 17960 | $65.0M | 0.43% | 1 | 1.12% |
| 18 | The Lowell Five Cent Savings Bank cert 90227 | $63.3M | 0.42% | 1 | 1.12% |
| 19 | The Camden National Bank cert 4255 | $54.2M | 0.36% | 2 | 2.25% |
| 20 | Franklin Savings Bank cert 17951 | $53.5M | 0.35% | 2 | 2.25% |
| 21 | Fidelity Personal Trust Company, FSB cert 35206 | $500K | 0.00% | 1 | 1.12% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to New Hampshire, or read the methodology for the two HHI constructions and what they cannot tell you.