County banking markets / NJ / 34003
BergenNew Jersey
FIPS 34003. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 21 counties in New Jersey’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (567) and unconcentrated on deposits (777).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
413 branch offices and 55 institutions in 1994; 348 and 46 in 2025. Deposits booked in the county went from $20.19B to $68.62B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | TD Bank, National Association cert 18409 | $9.57B | 13.95% | 34 | 9.77% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $8.94B | 13.03% | 35 | 10.06% |
| 3 | Bank of America, National Association cert 3510 | $7.58B | 11.04% | 28 | 8.05% |
| 4 | Cross River Bank cert 58410 | $6.65B | 9.69% | 1 | 0.29% |
| 5 | Valley National Bank cert 9396 | $5.00B | 7.29% | 36 | 10.34% |
| 6 | ConnectOne Bank cert 57919 | $4.76B | 6.94% | 6 | 1.72% |
| 7 | Wells Fargo Bank, National Association cert 3511 | $2.97B | 4.33% | 18 | 5.17% |
| 8 | Columbia Bank cert 28834 | $2.95B | 4.30% | 20 | 5.75% |
| 9 | Manufacturers and Traders Trust Company cert 588 | $2.72B | 3.97% | 19 | 5.46% |
| 10 | PNC Bank, National Association cert 6384 | $2.22B | 3.23% | 16 | 4.60% |
| 11 | Spencer Savings Bank, SLA cert 30076 | $1.82B | 2.65% | 16 | 4.60% |
| 12 | Provident Bank cert 12010 | $1.78B | 2.59% | 14 | 4.02% |
| 13 | Citibank, National Association cert 7213 | $1.53B | 2.23% | 5 | 1.44% |
| 14 | Kearny Bank cert 28765 | $1.13B | 1.65% | 10 | 2.87% |
| 15 | Blue Foundry Bank cert 30052 | $1.12B | 1.64% | 11 | 3.16% |
| 16 | Bank of Hope cert 26610 | $717.5M | 1.05% | 3 | 0.86% |
| 17 | Woori America Bank cert 24920 | $691.2M | 1.01% | 4 | 1.15% |
| 18 | First Commerce Bank cert 58054 | $631.4M | 0.92% | 3 | 0.86% |
| 19 | Freedom Bank cert 58712 | $620.2M | 0.90% | 4 | 1.15% |
| 20 | Capital One, National Association cert 4297 | $604.5M | 0.88% | 4 | 1.15% |
| 21 | Bogota Savings Bank cert 29941 | $560.0M | 0.82% | 7 | 2.01% |
| 22 | Citizens Bank, National Association cert 57957 | $516.4M | 0.75% | 6 | 1.72% |
| 23 | New Millennium Bank cert 35151 | $458.1M | 0.67% | 4 | 1.15% |
| 24 | Hana Bank USA, National Association cert 26790 | $432.2M | 0.63% | 1 | 0.29% |
| 25 | Ion Bank cert 18198 | $412.2M | 0.60% | 10 | 2.87% |
| 26 | BCB Community Bank cert 35541 | $397.9M | 0.58% | 3 | 0.86% |
| 27 | Santander Bank, N.A. cert 29950 | $384.8M | 0.56% | 3 | 0.86% |
| 28 | NewBank cert 58203 | $249.6M | 0.36% | 3 | 0.86% |
| 29 | Unity Bank cert 33503 | $191.0M | 0.28% | 2 | 0.57% |
| 30 | Ascendia Bank cert 28729 | $141.9M | 0.21% | 2 | 0.57% |
| 31 | PCB Bank cert 57463 | $139.9M | 0.20% | 2 | 0.57% |
| 32 | Shinhan Bank America cert 33188 | $129.4M | 0.19% | 2 | 0.57% |
| 33 | Hanmi Bank cert 24170 | $123.0M | 0.18% | 1 | 0.29% |
| 34 | Alma Bank cert 58424 | $102.3M | 0.15% | 2 | 0.57% |
| 35 | Haven Savings Bank cert 30039 | $86.8M | 0.13% | 1 | 0.29% |
| 36 | The Bank of Princeton cert 58513 | $76.6M | 0.11% | 2 | 0.57% |
| 37 | Apple Bank cert 16068 | $60.8M | 0.09% | 1 | 0.29% |
| 38 | Commonwealth Business Bank cert 57873 | $54.0M | 0.08% | 1 | 0.29% |
| 39 | Metro City Bank cert 58181 | $32.6M | 0.05% | 1 | 0.29% |
| 40 | First IC Bank cert 34998 | $28.3M | 0.04% | 1 | 0.29% |
| 41 | GSL Savings Bank cert 28708 | $24.3M | 0.04% | 1 | 0.29% |
| 42 | TrustCo Bank cert 31945 | $11.2M | 0.02% | 1 | 0.29% |
| 43 | Modern Bank, National Association cert 22398 | $0K | 0.00% | 1 | 0.29% |
| 44 | Atlantic Community Bankers Bank cert 24829 | $0K | 0.00% | 1 | 0.29% |
| 45 | Wilmington Trust, National Association cert 34069 | $0K | 0.00% | 1 | 0.29% |
| 46 | Five Rivers Bank cert 59345 | $0K | 0.00% | 1 | 0.29% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to New Jersey, or read the methodology for the two HHI constructions and what they cannot tell you.