County banking markets / NJ / 34005
BurlingtonNew Jersey
FIPS 34005. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 21 counties in New Jersey’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (874) and unconcentrated on deposits (1,479).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
142 branch offices and 29 institutions in 1994; 90 and 17 in 2025. Deposits booked in the county went from $3.99B to $14.14B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | TD Bank, National Association cert 18409 | $4.25B | 30.08% | 13 | 14.44% |
| 2 | Wells Fargo Bank, National Association cert 3511 | $1.78B | 12.56% | 9 | 10.00% |
| 3 | PNC Bank, National Association cert 6384 | $1.55B | 10.94% | 8 | 8.89% |
| 4 | Wilmington Savings Fund Society, FSB cert 17838 | $1.41B | 9.94% | 9 | 10.00% |
| 5 | Bank of America, National Association cert 3510 | $1.22B | 8.65% | 6 | 6.67% |
| 6 | Fulton Bank, National Association cert 7551 | $1.05B | 7.43% | 7 | 7.78% |
| 7 | Citizens Bank, National Association cert 57957 | $861.5M | 6.09% | 11 | 12.22% |
| 8 | Columbia Bank cert 28834 | $425.8M | 3.01% | 3 | 3.33% |
| 9 | The Bank of Princeton cert 58513 | $405.2M | 2.87% | 6 | 6.67% |
| 10 | JPMorgan Chase Bank, National Association cert 628 | $331.4M | 2.34% | 5 | 5.56% |
| 11 | OceanFirst Bank, National Association cert 28359 | $266.0M | 1.88% | 1 | 1.11% |
| 12 | Truist Bank cert 9846 | $189.9M | 1.34% | 5 | 5.56% |
| 13 | First Bank cert 58481 | $154.6M | 1.09% | 2 | 2.22% |
| 14 | Santander Bank, N.A. cert 29950 | $144.3M | 1.02% | 2 | 2.22% |
| 15 | First Commerce Bank cert 58054 | $66.3M | 0.47% | 1 | 1.11% |
| 16 | Mid Penn Bank cert 9889 | $39.3M | 0.28% | 1 | 1.11% |
| 17 | First Citizens Community Bank cert 7593 | $21K | 0.00% | 1 | 1.11% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to New Jersey, or read the methodology for the two HHI constructions and what they cannot tell you.