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FinObservatory

County banking markets / NJ / 34015

GloucesterNew Jersey

FIPS 34015. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 19942025. One of 21 counties in New Jersey’s 2025 survey.

65
Branch offices
June 30, 2025
19
Institutions
25 in 1994
873
Branch-count HHI
unconcentrated (2010 HMG)
1,528
Deposit HHI
see the caveat below

Concentration, 19942025

Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (873) and moderately concentrated on deposits (1,528).

Branch-count HHIDeposit HHI
01,0002,0003,0001,800 (Fed screen)19942000201020202025

Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology

Branches and institutions

80 branch offices and 25 institutions in 1994; 65 and 19 in 2025. Deposits booked in the county went from $2.14B to $8.91B, nominal.

Branch officesInstitutions
025507510019942000201020202025

Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology

Who holds the deposits, 2025

Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.

#InstitutionDepositsDeposit shareBranchesBranch share
1TD Bank, National Association cert 18409$2.69B30.16%812.31%
2Fulton Bank, National Association cert 7551$1.60B17.96%1218.46%
3Parke Bank cert 34888$1.02B11.48%23.08%
4Wells Fargo Bank, National Association cert 3511$623.0M6.99%46.15%
5PNC Bank, National Association cert 6384$515.6M5.79%57.69%
6Newfield National Bank cert 14646$464.4M5.21%710.77%
7Columbia Bank cert 28834$371.9M4.17%34.62%
8Bank of America, National Association cert 3510$340.1M3.82%46.15%
9OceanFirst Bank, National Association cert 28359$218.0M2.45%11.54%
10Citizens Bank, National Association cert 57957$202.8M2.28%34.62%
11Truist Bank cert 9846$145.0M1.63%34.62%
12Century Savings Bank cert 30428$119.9M1.35%23.08%
13First Bank cert 58481$115.5M1.30%11.54%
141st Colonial Community Bank cert 35456$92.2M1.04%11.54%
15The First National Bank of Elmer cert 6464$90.8M1.02%11.54%
16Monroe Savings Bank cert 30103$84.6M0.95%23.08%
17Franklin Bank cert 30402$80.6M0.91%23.08%
18JPMorgan Chase Bank, National Association cert 628$72.6M0.82%23.08%
19The Bank of Princeton cert 58513$61.5M0.69%23.08%

Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology

Back to county banking markets, up to New Jersey, or read the methodology for the two HHI constructions and what they cannot tell you.