County banking markets / NJ / 34017
HudsonNew Jersey
FIPS 34017. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 21 counties in New Jersey’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (646) and highly concentrated on deposits (3,362).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
161 branch offices and 29 institutions in 1994; 130 and 29 in 2025. Deposits booked in the county went from $8.28B to $48.43B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Bank of America, National Association cert 3510 | $27.33B | 56.43% | 13 | 10.00% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $3.51B | 7.25% | 12 | 9.23% |
| 3 | Sumitomo Mitsui Trust Bank (U.S.A.) Limited cert 27054 | $3.47B | 7.16% | 1 | 0.77% |
| 4 | TD Bank, National Association cert 18409 | $2.25B | 4.65% | 9 | 6.92% |
| 5 | Kearny Bank cert 28765 | $1.57B | 3.25% | 3 | 2.31% |
| 6 | Capital One, National Association cert 4297 | $1.33B | 2.74% | 2 | 1.54% |
| 7 | Wells Fargo Bank, National Association cert 3511 | $1.26B | 2.59% | 11 | 8.46% |
| 8 | BCB Community Bank cert 35541 | $1.21B | 2.51% | 9 | 6.92% |
| 9 | Provident Bank cert 12010 | $1.19B | 2.45% | 13 | 10.00% |
| 10 | Santander Bank, N.A. cert 29950 | $1.16B | 2.39% | 5 | 3.85% |
| 11 | Valley National Bank cert 9396 | $968.6M | 2.00% | 10 | 7.69% |
| 12 | PNC Bank, National Association cert 6384 | $827.4M | 1.71% | 8 | 6.15% |
| 13 | Manufacturers and Traders Trust Company cert 588 | $448.3M | 0.93% | 8 | 6.15% |
| 14 | Haven Savings Bank cert 30039 | $409.3M | 0.85% | 2 | 1.54% |
| 15 | Flagstar Bank, National Association cert 32541 | $330.9M | 0.68% | 2 | 1.54% |
| 16 | Citizens Bank, National Association cert 57957 | $265.7M | 0.55% | 5 | 3.85% |
| 17 | Citibank, National Association cert 7213 | $236.0M | 0.49% | 1 | 0.77% |
| 18 | Popular Bank cert 34967 | $110.0M | 0.23% | 1 | 0.77% |
| 19 | GSL Savings Bank cert 28708 | $107.5M | 0.22% | 1 | 0.77% |
| 20 | Schuyler Savings Bank cert 30072 | $107.3M | 0.22% | 2 | 1.54% |
| 21 | Crown Bank cert 34259 | $82.0M | 0.17% | 3 | 2.31% |
| 22 | ConnectOne Bank cert 57919 | $78.5M | 0.16% | 1 | 0.77% |
| 23 | Ponce Bank cert 31189 | $76.3M | 0.16% | 1 | 0.77% |
| 24 | Lusitania Savings Bank cert 34058 | $51.1M | 0.11% | 1 | 0.77% |
| 25 | Freedom Bank cert 58712 | $32.2M | 0.07% | 1 | 0.77% |
| 26 | Blue Foundry Bank cert 30052 | $19.8M | 0.04% | 2 | 1.54% |
| 27 | Goldman Sachs Bank USA cert 33124 | $0K | 0.00% | 1 | 0.77% |
| 28 | The Bank of New York Mellon cert 639 | $0K | 0.00% | 1 | 0.77% |
| 29 | State Street Bank and Trust Company cert 14 | $0K | 0.00% | 1 | 0.77% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to New Jersey, or read the methodology for the two HHI constructions and what they cannot tell you.