County banking markets / OR / 41051
MultnomahOregon
FIPS 41051. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 36 counties in Oregon’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,105) and moderately concentrated on deposits (1,927).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
157 branch offices and 12 institutions in 1994; 114 and 21 in 2025. Deposits booked in the county went from $7.17B to $33.84B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Bank of America, National Association cert 3510 | $10.05B | 29.70% | 11 | 9.65% |
| 2 | U.S. Bank National Association cert 6548 | $9.01B | 26.63% | 18 | 15.79% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $4.24B | 12.52% | 18 | 15.79% |
| 4 | KeyBank National Association cert 17534 | $3.07B | 9.08% | 11 | 9.65% |
| 5 | JPMorgan Chase Bank, National Association cert 628 | $2.72B | 8.04% | 17 | 14.91% |
| 6 | Umpqua Bank cert 17266 | $1.56B | 4.60% | 14 | 12.28% |
| 7 | BMO Bank National Association cert 16571 | $686.3M | 2.03% | 5 | 4.39% |
| 8 | Washington Federal Bank cert 28088 | $515.8M | 1.52% | 3 | 2.63% |
| 9 | Heritage Bank cert 29012 | $386.6M | 1.14% | 2 | 1.75% |
| 10 | Beneficial State Bank cert 58490 | $381.7M | 1.13% | 3 | 2.63% |
| 11 | Washington Trust Bank cert 1281 | $359.0M | 1.06% | 1 | 0.88% |
| 12 | Riverview Bank cert 29922 | $177.5M | 0.52% | 2 | 1.75% |
| 13 | Summit Bank cert 57706 | $131.4M | 0.39% | 1 | 0.88% |
| 14 | Banner Bank cert 28489 | $130.2M | 0.38% | 1 | 0.88% |
| 15 | Zions Bancorporation, N.A. cert 2270 | $124.6M | 0.37% | 1 | 0.88% |
| 16 | Pacific West Bank cert 57872 | $121.5M | 0.36% | 1 | 0.88% |
| 17 | First Interstate Bank cert 1105 | $71.0M | 0.21% | 1 | 0.88% |
| 18 | HomeStreet Bank cert 32489 | $56.2M | 0.17% | 1 | 0.88% |
| 19 | Clackamas County Bank cert 9486 | $42.7M | 0.13% | 1 | 0.88% |
| 20 | Pacific Premier Bank, National Association cert 32172 | $5.2M | 0.02% | 1 | 0.88% |
| 21 | Davidson Trust Co. cert 35510 | $0K | 0.00% | 1 | 0.88% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Oregon, or read the methodology for the two HHI constructions and what they cannot tell you.