County banking markets / PA / 42003
AlleghenyPennsylvania
FIPS 42003. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 66 counties in Pennsylvania’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (846) and highly concentrated on deposits (3,479).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
493 branch offices and 56 institutions in 1994; 365 and 32 in 2025. Deposits booked in the county went from $27.52B to $179.51B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | PNC Bank, National Association cert 6384 | $100.29B | 55.87% | 56 | 15.34% |
| 2 | BNY Mellon, National Association cert 7946 | $24.81B | 13.82% | 1 | 0.27% |
| 3 | TriState Capital Bank cert 58457 | $19.41B | 10.81% | 2 | 0.55% |
| 4 | First National Bank of Pennsylvania cert 7888 | $7.30B | 4.07% | 45 | 12.33% |
| 5 | Citizens Bank, National Association cert 57957 | $6.49B | 3.62% | 42 | 11.51% |
| 6 | Dollar Bank, Federal Savings Bank cert 32245 | $5.96B | 3.32% | 36 | 9.86% |
| 7 | KeyBank National Association cert 17534 | $3.42B | 1.91% | 26 | 7.12% |
| 8 | The Huntington National Bank cert 6560 | $2.84B | 1.58% | 21 | 5.75% |
| 9 | First Commonwealth Bank cert 7468 | $2.01B | 1.12% | 24 | 6.58% |
| 10 | S&T Bank cert 11124 | $1.42B | 0.79% | 13 | 3.56% |
| 11 | Bank of America, National Association cert 3510 | $1.06B | 0.59% | 13 | 3.56% |
| 12 | Brentwood Bank cert 27943 | $715.9M | 0.40% | 13 | 3.56% |
| 13 | JPMorgan Chase Bank, National Association cert 628 | $715.0M | 0.40% | 23 | 6.30% |
| 14 | WesBanco Bank, Inc. cert 803 | $666.6M | 0.37% | 13 | 3.56% |
| 15 | Northwest Bank cert 28178 | $493.7M | 0.27% | 9 | 2.47% |
| 16 | Enterprise Bank cert 34786 | $380.7M | 0.21% | 1 | 0.27% |
| 17 | NEXTIER BANK, NATIONAL ASSOCIATION cert 7900 | $325.0M | 0.18% | 4 | 1.10% |
| 18 | SSB Bank cert 30431 | $305.7M | 0.17% | 2 | 0.55% |
| 19 | Union Savings Bank cert 32296 | $227.6M | 0.13% | 2 | 0.55% |
| 20 | Sewickley Savings Bank cert 30154 | $214.7M | 0.12% | 3 | 0.82% |
| 21 | West View Savings Bank cert 27760 | $138.8M | 0.08% | 3 | 0.82% |
| 22 | Ameriserv Financial Bank cert 7542 | $108.7M | 0.06% | 1 | 0.27% |
| 23 | Community Bank cert 7848 | $51.6M | 0.03% | 1 | 0.27% |
| 24 | Peoples Security Bank and Trust Company cert 7514 | $37.8M | 0.02% | 1 | 0.27% |
| 25 | Compass Savings Bank cert 29430 | $37.7M | 0.02% | 1 | 0.27% |
| 26 | Washington Financial Bank cert 29520 | $31.0M | 0.02% | 1 | 0.27% |
| 27 | The Farmers National Bank of Canfield cert 6540 | $28.9M | 0.02% | 2 | 0.55% |
| 28 | Monet Bank cert 32574 | $13.2M | 0.01% | 1 | 0.27% |
| 29 | Univest Bank and Trust Co. cert 7759 | $9.0M | 0.01% | 1 | 0.27% |
| 30 | Woodforest National Bank cert 23220 | $7.9M | 0.00% | 2 | 0.55% |
| 31 | The Bank of New York Mellon cert 639 | $0K | 0.00% | 1 | 0.27% |
| 32 | The Bank of New York Mellon Trust Company, National Association cert 23472 | $0K | 0.00% | 1 | 0.27% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Pennsylvania, or read the methodology for the two HHI constructions and what they cannot tell you.