County banking markets / PA / 42019
ButlerPennsylvania
FIPS 42019. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 66 counties in Pennsylvania’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (923) and unconcentrated on deposits (1,397).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
68 branch offices and 22 institutions in 1994; 64 and 19 in 2025. Deposits booked in the county went from $1.63B to $6.33B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | PNC Bank, National Association cert 6384 | $1.61B | 25.45% | 6 | 9.38% |
| 2 | NEXTIER BANK, NATIONAL ASSOCIATION cert 7900 | $1.18B | 18.67% | 13 | 20.31% |
| 3 | First National Bank of Pennsylvania cert 7888 | $845.1M | 13.34% | 7 | 10.94% |
| 4 | Citizens Bank, National Association cert 57957 | $581.2M | 9.18% | 5 | 7.81% |
| 5 | The Huntington National Bank cert 6560 | $467.6M | 7.38% | 5 | 7.81% |
| 6 | First Commonwealth Bank cert 7468 | $337.3M | 5.32% | 5 | 7.81% |
| 7 | WesBanco Bank, Inc. cert 803 | $266.9M | 4.21% | 2 | 3.13% |
| 8 | Dollar Bank, Federal Savings Bank cert 32245 | $225.6M | 3.56% | 2 | 3.13% |
| 9 | Northwest Bank cert 28178 | $210.8M | 3.33% | 4 | 6.25% |
| 10 | KeyBank National Association cert 17534 | $122.6M | 1.94% | 2 | 3.13% |
| 11 | The Farmers National Bank of Canfield cert 6540 | $118.4M | 1.87% | 2 | 3.13% |
| 12 | S&T Bank cert 11124 | $107.1M | 1.69% | 2 | 3.13% |
| 13 | JPMorgan Chase Bank, National Association cert 628 | $82.3M | 1.30% | 1 | 1.56% |
| 14 | Univest Bank and Trust Co. cert 7759 | $72.1M | 1.14% | 1 | 1.56% |
| 15 | Bank of America, National Association cert 3510 | $31.9M | 0.50% | 1 | 1.56% |
| 16 | CFSBANK cert 29672 | $29.6M | 0.47% | 1 | 1.56% |
| 17 | West View Savings Bank cert 27760 | $22.2M | 0.35% | 2 | 3.13% |
| 18 | Mercer County State Bank cert 445 | $11.2M | 0.18% | 1 | 1.56% |
| 19 | Woodforest National Bank cert 23220 | $7.6M | 0.12% | 2 | 3.13% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Pennsylvania, or read the methodology for the two HHI constructions and what they cannot tell you.