County banking markets / PA / 42045
DelawarePennsylvania
FIPS 42045. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 66 counties in Pennsylvania’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (745) and unconcentrated on deposits (1,124).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
162 branch offices and 32 institutions in 1994; 116 and 24 in 2025. Deposits booked in the county went from $6.41B to $15.87B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | TD Bank, National Association cert 18409 | $3.00B | 18.88% | 13 | 11.21% |
| 2 | Citizens Bank, National Association cert 57957 | $2.24B | 14.13% | 14 | 12.07% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $2.11B | 13.30% | 12 | 10.34% |
| 4 | Wilmington Savings Fund Society, FSB cert 17838 | $1.98B | 12.51% | 12 | 10.34% |
| 5 | PNC Bank, National Association cert 6384 | $1.43B | 9.00% | 8 | 6.90% |
| 6 | Meridian Bank cert 57777 | $1.13B | 7.09% | 2 | 1.72% |
| 7 | Santander Bank, N.A. cert 29950 | $1.11B | 6.98% | 10 | 8.62% |
| 8 | Bank of America, National Association cert 3510 | $1.01B | 6.35% | 8 | 6.90% |
| 9 | Manufacturers and Traders Trust Company cert 588 | $396.3M | 2.50% | 5 | 4.31% |
| 10 | JPMorgan Chase Bank, National Association cert 628 | $265.8M | 1.68% | 5 | 4.31% |
| 11 | Iron Workers Savings Bank cert 28908 | $182.0M | 1.15% | 3 | 2.59% |
| 12 | Fulton Bank, National Association cert 7551 | $150.8M | 0.95% | 3 | 2.59% |
| 13 | Sharon Bank cert 28793 | $133.9M | 0.84% | 4 | 3.45% |
| 14 | The Haverford Trust Company cert 26189 | $124.2M | 0.78% | 1 | 0.86% |
| 15 | United Savings Bank cert 28836 | $111.4M | 0.70% | 3 | 2.59% |
| 16 | First Resource Bank cert 57967 | $105.9M | 0.67% | 1 | 0.86% |
| 17 | County Savings Bank cert 29231 | $88.3M | 0.56% | 3 | 2.59% |
| 18 | Tompkins Community Bank cert 609 | $80.7M | 0.51% | 1 | 0.86% |
| 19 | ESSA Bank & Trust cert 28262 | $76.0M | 0.48% | 2 | 1.72% |
| 20 | Truist Bank cert 9846 | $56.8M | 0.36% | 2 | 1.72% |
| 21 | First Bank cert 58481 | $51.5M | 0.32% | 1 | 0.86% |
| 22 | S&T Bank cert 11124 | $23.8M | 0.15% | 1 | 0.86% |
| 23 | Mid Penn Bank cert 9889 | $19.6M | 0.12% | 1 | 0.86% |
| 24 | Wilmington Trust, National Association cert 34069 | $0K | 0.00% | 1 | 0.86% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Pennsylvania, or read the methodology for the two HHI constructions and what they cannot tell you.