County banking markets / TX / 48157
Fort BendTexas
FIPS 48157. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 250 counties in Texas’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (529) and unconcentrated on deposits (1,120).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
41 branch offices and 24 institutions in 1994; 151 and 44 in 2025. Deposits booked in the county went from $1.39B to $19.70B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association cert 628 | $4.69B | 23.82% | 17 | 11.26% |
| 2 | Wells Fargo Bank, National Association cert 3511 | $3.13B | 15.89% | 17 | 11.26% |
| 3 | Bank of America, National Association cert 3510 | $2.24B | 11.38% | 12 | 7.95% |
| 4 | Zions Bancorporation, N.A. cert 2270 | $1.14B | 5.79% | 6 | 3.97% |
| 5 | Capital One, National Association cert 4297 | $1.08B | 5.48% | 2 | 1.32% |
| 6 | Prosperity Bank cert 16835 | $1.07B | 5.41% | 9 | 5.96% |
| 7 | East West Bank cert 31628 | $957.9M | 4.86% | 2 | 1.32% |
| 8 | Frost Bank cert 5510 | $822.5M | 4.18% | 6 | 3.97% |
| 9 | PNC Bank, National Association cert 6384 | $677.4M | 3.44% | 9 | 5.96% |
| 10 | Stellar Bank cert 58629 | $421.7M | 2.14% | 3 | 1.99% |
| 11 | BOKF, National Association cert 4214 | $389.5M | 1.98% | 3 | 1.99% |
| 12 | NewFirst National Bank cert 3183 | $378.7M | 1.92% | 3 | 1.99% |
| 13 | Comerica Bank cert 983 | $320.4M | 1.63% | 4 | 2.65% |
| 14 | American First National Bank cert 34656 | $266.4M | 1.35% | 2 | 1.32% |
| 15 | Regions Bank cert 12368 | $263.2M | 1.34% | 9 | 5.96% |
| 16 | Cadence Bank cert 11813 | $256.3M | 1.30% | 3 | 1.99% |
| 17 | Wallis Bank cert 20845 | $245.1M | 1.24% | 3 | 1.99% |
| 18 | Golden Bank, National Association cert 26223 | $160.5M | 0.81% | 1 | 0.66% |
| 19 | SouthState Bank, National Association cert 33555 | $132.3M | 0.67% | 2 | 1.32% |
| 20 | MidFirst Bank cert 4063 | $109.4M | 0.56% | 1 | 0.66% |
| 21 | Truist Bank cert 9846 | $89.9M | 0.46% | 2 | 1.32% |
| 22 | First-Citizens Bank & Trust Company cert 11063 | $71.5M | 0.36% | 1 | 0.66% |
| 23 | Sunflower Bank, National Association cert 4767 | $71.4M | 0.36% | 3 | 1.99% |
| 24 | Trustmark National Bank cert 4988 | $70.5M | 0.36% | 2 | 1.32% |
| 25 | Southwestern National Bank cert 34319 | $66.6M | 0.34% | 1 | 0.66% |
| 26 | Woodforest National Bank cert 23220 | $57.6M | 0.29% | 6 | 3.97% |
| 27 | b1BANK cert 58228 | $56.0M | 0.28% | 1 | 0.66% |
| 28 | Capital Bank cert 19401 | $53.4M | 0.27% | 1 | 0.66% |
| 29 | Home Bank, National Association cert 28094 | $52.1M | 0.26% | 1 | 0.66% |
| 30 | First Horizon Bank cert 4977 | $50.8M | 0.26% | 1 | 0.66% |
| 31 | First Financial Bank cert 3066 | $36.8M | 0.19% | 1 | 0.66% |
| 32 | Preferred Bank cert 33539 | $35.5M | 0.18% | 1 | 0.66% |
| 33 | First National Bank Texas cert 3285 | $35.2M | 0.18% | 4 | 2.65% |
| 34 | The Moody National Bank cert 3210 | $34.1M | 0.17% | 1 | 0.66% |
| 35 | International Bank of Commerce cert 19629 | $31.2M | 0.16% | 2 | 1.32% |
| 36 | Simmons Bank cert 3890 | $30.9M | 0.16% | 1 | 0.66% |
| 37 | Plains State Bank cert 17739 | $22.0M | 0.11% | 1 | 0.66% |
| 38 | Veritex Community Bank cert 57665 | $21.9M | 0.11% | 1 | 0.66% |
| 39 | ValueBank Texas cert 19700 | $17.0M | 0.09% | 1 | 0.66% |
| 40 | Unity National Bank of Houston cert 26351 | $14.0M | 0.07% | 1 | 0.66% |
| 41 | The Yoakum National Bank cert 5595 | $12.4M | 0.06% | 1 | 0.66% |
| 42 | Texas Regional Bank cert 26906 | $8.1M | 0.04% | 1 | 0.66% |
| 43 | Bank of the Orient cert 20387 | $3.8M | 0.02% | 1 | 0.66% |
| 44 | The First State Bank cert 17588 | $3.5M | 0.02% | 1 | 0.66% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Texas, or read the methodology for the two HHI constructions and what they cannot tell you.