County banking markets / TX / 48439
TarrantTexas
FIPS 48439. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 250 counties in Texas’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (574) and unconcentrated on deposits (1,154).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
213 branch offices and 54 institutions in 1994; 402 and 71 in 2025. Deposits booked in the county went from $10.18B to $61.96B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association cert 628 | $16.76B | 27.05% | 50 | 12.44% |
| 2 | Bank of America, National Association cert 3510 | $7.15B | 11.54% | 32 | 7.96% |
| 3 | Frost Bank cert 5510 | $6.65B | 10.73% | 25 | 6.22% |
| 4 | Wells Fargo Bank, National Association cert 3511 | $6.60B | 10.66% | 44 | 10.95% |
| 5 | Texas Exchange Bank cert 20099 | $2.59B | 4.18% | 2 | 0.50% |
| 6 | PNC Bank, National Association cert 6384 | $1.71B | 2.76% | 35 | 8.71% |
| 7 | Pinnacle Bank cert 20231 | $1.20B | 1.93% | 12 | 2.99% |
| 8 | Southside Bank cert 18297 | $1.18B | 1.91% | 10 | 2.49% |
| 9 | BOKF, National Association cert 4214 | $1.05B | 1.70% | 6 | 1.49% |
| 10 | First Command Bank cert 34415 | $940.5M | 1.52% | 1 | 0.25% |
| 11 | PlainsCapital Bank cert 17491 | $936.6M | 1.51% | 5 | 1.24% |
| 12 | Susser Bank cert 34885 | $868.7M | 1.40% | 4 | 1.00% |
| 13 | TexasBank cert 19559 | $792.0M | 1.28% | 2 | 0.50% |
| 14 | UMB Bank, National Association cert 8273 | $784.7M | 1.27% | 1 | 0.25% |
| 15 | Veritex Community Bank cert 57665 | $773.4M | 1.25% | 6 | 1.49% |
| 16 | InterBank cert 27210 | $762.9M | 1.23% | 2 | 0.50% |
| 17 | Texas Capital Bank cert 34383 | $756.3M | 1.22% | 2 | 0.50% |
| 18 | Simmons Bank cert 3890 | $755.2M | 1.22% | 11 | 2.74% |
| 19 | Vantage Bank Texas cert 3405 | $751.3M | 1.21% | 2 | 0.50% |
| 20 | First Financial Bank cert 3066 | $605.3M | 0.98% | 4 | 1.00% |
| 21 | Colonial Savings, F.A. cert 31361 | $566.6M | 0.91% | 6 | 1.49% |
| 22 | Regions Bank cert 12368 | $513.9M | 0.83% | 5 | 1.24% |
| 23 | Trinity Bank, N.A. cert 57543 | $465.0M | 0.75% | 1 | 0.25% |
| 24 | Worthington Bank cert 57414 | $451.3M | 0.73% | 4 | 1.00% |
| 25 | Truist Bank cert 9846 | $436.4M | 0.70% | 9 | 2.24% |
| 26 | Prosperity Bank cert 16835 | $414.0M | 0.67% | 11 | 2.74% |
| 27 | The American National Bank of Texas cert 23474 | $389.9M | 0.63% | 3 | 0.75% |
| 28 | Origin Bank cert 12614 | $352.0M | 0.57% | 4 | 1.00% |
| 29 | Comerica Bank cert 983 | $348.4M | 0.56% | 8 | 1.99% |
| 30 | Bank OZK cert 110 | $267.9M | 0.43% | 3 | 0.75% |
| 31 | NBT Financial Bank cert 21329 | $263.2M | 0.42% | 2 | 0.50% |
| 32 | Texas Security Bank cert 58739 | $243.0M | 0.39% | 1 | 0.25% |
| 33 | Great Plains National Bank cert 34207 | $233.5M | 0.38% | 2 | 0.50% |
| 34 | First National Bank Texas cert 3285 | $207.5M | 0.33% | 29 | 7.21% |
| 35 | Bank of the West cert 26627 | $207.0M | 0.33% | 2 | 0.50% |
| 36 | Centennial Bank cert 11241 | $196.2M | 0.32% | 3 | 0.75% |
| 37 | Community National Bank & Trust of Texas cert 18185 | $192.9M | 0.31% | 3 | 0.75% |
| 38 | First National Bank cert 26543 | $177.0M | 0.29% | 1 | 0.25% |
| 39 | Ciera Bank cert 3226 | $170.1M | 0.27% | 1 | 0.25% |
| 40 | Texas Bank and Trust Company cert 17842 | $148.5M | 0.24% | 1 | 0.25% |
| 41 | ENCORE BANK cert 34562 | $145.0M | 0.23% | 1 | 0.25% |
| 42 | SouthState Bank, National Association cert 33555 | $131.6M | 0.21% | 2 | 0.50% |
| 43 | Vista Bank cert 1210 | $127.5M | 0.21% | 1 | 0.25% |
| 44 | American Nation Bank cert 24472 | $121.7M | 0.20% | 2 | 0.50% |
| 45 | Legend Bank, N.A. cert 3108 | $118.2M | 0.19% | 2 | 0.50% |
| 46 | Inwood National Bank cert 19080 | $117.7M | 0.19% | 1 | 0.25% |
| 47 | Third Coast Bank cert 58716 | $112.3M | 0.18% | 1 | 0.25% |
| 48 | Amarillo National Bank cert 14531 | $105.5M | 0.17% | 1 | 0.25% |
| 49 | Cadence Bank cert 11813 | $95.2M | 0.15% | 1 | 0.25% |
| 50 | First Mid Bank & Trust, National Association cert 3705 | $90.9M | 0.15% | 1 | 0.25% |
| 51 | Zions Bancorporation, N.A. cert 2270 | $90.8M | 0.15% | 2 | 0.50% |
| 52 | American National Bank & Trust cert 22373 | $88.3M | 0.14% | 1 | 0.25% |
| 53 | First National Bank and Trust Company of Weatherford cert 5575 | $72.0M | 0.12% | 2 | 0.50% |
| 54 | Woodforest National Bank cert 23220 | $66.4M | 0.11% | 12 | 2.99% |
| 55 | Legacy Bank & Trust Company cert 22319 | $64.8M | 0.10% | 1 | 0.25% |
| 56 | Spectra Bank cert 26708 | $61.5M | 0.10% | 1 | 0.25% |
| 57 | Busey Bank cert 16450 | $57.5M | 0.09% | 1 | 0.25% |
| 58 | Metro City Bank cert 58181 | $51.1M | 0.08% | 1 | 0.25% |
| 59 | Commercial Bank of Texas, National Association cert 1209 | $50.2M | 0.08% | 1 | 0.25% |
| 60 | Blue Sky Bank cert 14899 | $50.2M | 0.08% | 1 | 0.25% |
| 61 | Valliance Bank cert 57841 | $45.9M | 0.07% | 1 | 0.25% |
| 62 | American First National Bank cert 34656 | $39.3M | 0.06% | 1 | 0.25% |
| 63 | First Guaranty Bank cert 14028 | $38.6M | 0.06% | 1 | 0.25% |
| 64 | Cendera Bank, National Association cert 3098 | $38.3M | 0.06% | 1 | 0.25% |
| 65 | Hanmi Bank cert 24170 | $29.1M | 0.05% | 1 | 0.25% |
| 66 | R Bank cert 58935 | $26.4M | 0.04% | 1 | 0.25% |
| 67 | The Northern Trust Company cert 913 | $22.4M | 0.04% | 1 | 0.25% |
| 68 | Guaranty Bank & Trust, N.A. cert 1208 | $21.9M | 0.04% | 1 | 0.25% |
| 69 | Texas Regional Bank cert 26906 | $10.4M | 0.02% | 1 | 0.25% |
| 70 | Security State Bank & Trust cert 15809 | $5.7M | 0.01% | 1 | 0.25% |
| 71 | The First National Bank of Ballinger cert 3087 | $0K | 0.00% | 1 | 0.25% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Texas, or read the methodology for the two HHI constructions and what they cannot tell you.