County banking markets / TX / 48453
TravisTexas
FIPS 48453. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 250 counties in Texas’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (602) and unconcentrated on deposits (1,120).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
121 branch offices and 25 institutions in 1994; 234 and 61 in 2025. Deposits booked in the county went from $5.71B to $50.90B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Texas Capital Bank cert 34383 | $10.23B | 20.09% | 1 | 0.43% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $8.87B | 17.42% | 28 | 11.97% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $6.85B | 13.45% | 33 | 14.10% |
| 4 | Bank of America, National Association cert 3510 | $5.89B | 11.57% | 21 | 8.97% |
| 5 | Frost Bank cert 5510 | $3.69B | 7.26% | 17 | 7.26% |
| 6 | Horizon Bank, SSB cert 3256 | $1.83B | 3.59% | 2 | 0.85% |
| 7 | PNC Bank, National Association cert 6384 | $1.49B | 2.93% | 14 | 5.98% |
| 8 | PlainsCapital Bank cert 17491 | $1.24B | 2.43% | 2 | 0.85% |
| 9 | Comerica Bank cert 983 | $820.1M | 1.61% | 8 | 3.42% |
| 10 | Keystone Bank, SSB cert 34456 | $786.7M | 1.55% | 2 | 0.85% |
| 11 | Prosperity Bank cert 16835 | $762.4M | 1.50% | 9 | 3.85% |
| 12 | American Bank of Commerce cert 18609 | $602.6M | 1.18% | 4 | 1.71% |
| 13 | SouthState Bank, National Association cert 33555 | $580.9M | 1.14% | 4 | 1.71% |
| 14 | Texas Partners Bank cert 58581 | $572.6M | 1.13% | 2 | 0.85% |
| 15 | First United Bank and Trust Company cert 4239 | $474.0M | 0.93% | 3 | 1.28% |
| 16 | Truist Bank cert 9846 | $463.6M | 0.91% | 10 | 4.27% |
| 17 | Regions Bank cert 12368 | $448.5M | 0.88% | 3 | 1.28% |
| 18 | Austin Capital Bank SSB cert 58082 | $430.9M | 0.85% | 1 | 0.43% |
| 19 | International Bank of Commerce cert 19629 | $365.7M | 0.72% | 6 | 2.56% |
| 20 | Broadway National Bank cert 15797 | $351.3M | 0.69% | 2 | 0.85% |
| 21 | Susser Bank cert 34885 | $293.9M | 0.58% | 1 | 0.43% |
| 22 | First American Trust, FSB cert 26312 | $278.5M | 0.55% | 1 | 0.43% |
| 23 | Cadence Bank cert 11813 | $233.8M | 0.46% | 4 | 1.71% |
| 24 | Frontier Bank of Texas cert 58509 | $223.3M | 0.44% | 2 | 0.85% |
| 25 | Central National Bank cert 22396 | $211.2M | 0.41% | 1 | 0.43% |
| 26 | First-Citizens Bank & Trust Company cert 11063 | $210.1M | 0.41% | 2 | 0.85% |
| 27 | Benchmark Bank cert 19215 | $196.4M | 0.39% | 3 | 1.28% |
| 28 | SouthStar Bank, S.S.B. cert 12299 | $184.8M | 0.36% | 3 | 1.28% |
| 29 | VeraBank, National Association cert 3250 | $173.5M | 0.34% | 1 | 0.43% |
| 30 | American Bank, National Association cert 20241 | $164.4M | 0.32% | 1 | 0.43% |
| 31 | Security State Bank & Trust cert 15809 | $160.2M | 0.31% | 3 | 1.28% |
| 32 | Bank OZK cert 110 | $157.9M | 0.31% | 2 | 0.85% |
| 33 | Sunflower Bank, National Association cert 4767 | $150.9M | 0.30% | 1 | 0.43% |
| 34 | Third Coast Bank cert 58716 | $145.1M | 0.29% | 1 | 0.43% |
| 35 | Southside Bank cert 18297 | $121.9M | 0.24% | 2 | 0.85% |
| 36 | R Bank cert 58935 | $117.4M | 0.23% | 1 | 0.43% |
| 37 | Amarillo National Bank cert 14531 | $110.3M | 0.22% | 1 | 0.43% |
| 38 | Citizens National Bank cert 3127 | $100.1M | 0.20% | 1 | 0.43% |
| 39 | PrimeBank of Texas cert 57495 | $89.0M | 0.17% | 1 | 0.43% |
| 40 | Washington Federal Bank cert 28088 | $71.9M | 0.14% | 1 | 0.43% |
| 41 | Guaranty Bank & Trust, N.A. cert 1208 | $69.5M | 0.14% | 2 | 0.85% |
| 42 | ENCORE BANK cert 34562 | $68.5M | 0.13% | 1 | 0.43% |
| 43 | Texas Regional Bank cert 26906 | $68.0M | 0.13% | 2 | 0.85% |
| 44 | Vista Bank cert 1210 | $66.6M | 0.13% | 1 | 0.43% |
| 45 | First Texas Bank cert 11935 | $63.3M | 0.12% | 1 | 0.43% |
| 46 | The Northern Trust Company cert 913 | $58.0M | 0.11% | 1 | 0.43% |
| 47 | The Moody National Bank cert 3210 | $56.3M | 0.11% | 1 | 0.43% |
| 48 | Woodforest National Bank cert 23220 | $41.1M | 0.08% | 7 | 2.99% |
| 49 | First-Lockhart National Bank cert 13599 | $41.0M | 0.08% | 1 | 0.43% |
| 50 | Zions Bancorporation, N.A. cert 2270 | $37.8M | 0.07% | 1 | 0.43% |
| 51 | Southwestern National Bank cert 34319 | $36.5M | 0.07% | 1 | 0.43% |
| 52 | Anthem Bank & Trust cert 29679 | $35.5M | 0.07% | 1 | 0.43% |
| 53 | NBH Bank cert 59052 | $35.4M | 0.07% | 1 | 0.43% |
| 54 | Jefferson Bank cert 16470 | $32.3M | 0.06% | 1 | 0.43% |
| 55 | Centennial Bank cert 11241 | $19.9M | 0.04% | 1 | 0.43% |
| 56 | Citizens State Bank cert 12303 | $12.6M | 0.02% | 1 | 0.43% |
| 57 | Sage Capital Bank, cert 25621 | $10.3M | 0.02% | 1 | 0.43% |
| 58 | First National Bank Texas cert 3285 | $4.4M | 0.01% | 1 | 0.43% |
| 59 | Security Bank of Texas cert 15731 | $4.2M | 0.01% | 1 | 0.43% |
| 60 | Hancock Whitney Bank cert 12441 | $2.0M | 0.00% | 1 | 0.43% |
| 61 | CIBC National Trust Company cert 91325 | $0K | 0.00% | 1 | 0.43% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Texas, or read the methodology for the two HHI constructions and what they cannot tell you.