County banking markets / WA / 53033
KingWashington
FIPS 53033. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 39 counties in Washington’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (1,028) and moderately concentrated on deposits (1,523).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
538 branch offices and 38 institutions in 1994; 420 and 40 in 2025. Deposits booked in the county went from $21.80B to $106.38B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Bank of America, National Association cert 3510 | $31.21B | 29.34% | 64 | 15.24% |
| 2 | JPMorgan Chase Bank, National Association cert 628 | $18.20B | 17.11% | 64 | 15.24% |
| 3 | U.S. Bank National Association cert 6548 | $12.51B | 11.76% | 43 | 10.24% |
| 4 | Wells Fargo Bank, National Association cert 3511 | $12.27B | 11.54% | 52 | 12.38% |
| 5 | KeyBank National Association cert 17534 | $6.04B | 5.68% | 58 | 13.81% |
| 6 | Washington Federal Bank cert 28088 | $5.71B | 5.37% | 26 | 6.19% |
| 7 | Umpqua Bank cert 17266 | $4.23B | 3.98% | 25 | 5.95% |
| 8 | HomeStreet Bank cert 32489 | $2.70B | 2.54% | 20 | 4.76% |
| 9 | East West Bank cert 31628 | $2.21B | 2.08% | 4 | 0.95% |
| 10 | Washington Trust Bank cert 1281 | $2.14B | 2.01% | 2 | 0.48% |
| 11 | Banner Bank cert 28489 | $1.59B | 1.50% | 14 | 3.33% |
| 12 | Zions Bancorporation, N.A. cert 2270 | $979.2M | 0.92% | 2 | 0.48% |
| 13 | Heritage Bank cert 29012 | $944.6M | 0.89% | 6 | 1.43% |
| 14 | Seattle Bank cert 35139 | $895.6M | 0.84% | 1 | 0.24% |
| 15 | HSBC Bank USA, National Association cert 57890 | $890.2M | 0.84% | 2 | 0.48% |
| 16 | Cathay Bank cert 18503 | $882.1M | 0.83% | 4 | 0.95% |
| 17 | BMO Bank National Association cert 16571 | $528.6M | 0.50% | 1 | 0.24% |
| 18 | Northwest Bank cert 58752 | $308.1M | 0.29% | 1 | 0.24% |
| 19 | Sound Community Bank cert 57451 | $249.5M | 0.23% | 3 | 0.71% |
| 20 | Beneficial State Bank cert 58490 | $183.3M | 0.17% | 1 | 0.24% |
| 21 | Pacific Premier Bank, National Association cert 32172 | $177.7M | 0.17% | 3 | 0.71% |
| 22 | Coastal Community Bank cert 34403 | $167.3M | 0.16% | 1 | 0.24% |
| 23 | The Northern Trust Company cert 913 | $166.2M | 0.16% | 1 | 0.24% |
| 24 | Bank of Hope cert 26610 | $157.9M | 0.15% | 2 | 0.48% |
| 25 | First-Citizens Bank & Trust Company cert 11063 | $150.8M | 0.14% | 2 | 0.48% |
| 26 | United Business Bank cert 57716 | $146.8M | 0.14% | 1 | 0.24% |
| 27 | 1st Security Bank of Washington cert 57633 | $137.1M | 0.13% | 2 | 0.48% |
| 28 | UniBank cert 58407 | $118.1M | 0.11% | 2 | 0.48% |
| 29 | Commencement Bank cert 58446 | $111.9M | 0.11% | 2 | 0.48% |
| 30 | Peoples Bank cert 6158 | $100.9M | 0.09% | 1 | 0.24% |
| 31 | Beal Bank USA cert 57833 | $57.1M | 0.05% | 1 | 0.24% |
| 32 | GBC International Bank cert 22366 | $45.4M | 0.04% | 1 | 0.24% |
| 33 | Timberland Bank cert 28453 | $45.1M | 0.04% | 1 | 0.24% |
| 34 | Mountain Pacific Bank cert 58341 | $41.3M | 0.04% | 1 | 0.24% |
| 35 | First Fed Bank cert 28405 | $31.3M | 0.03% | 1 | 0.24% |
| 36 | First Interstate Bank cert 1105 | $18.1M | 0.02% | 1 | 0.24% |
| 37 | Portage Bank cert 8197 | $10.5M | 0.01% | 1 | 0.24% |
| 38 | American Continental Bank cert 57444 | $7.3M | 0.01% | 1 | 0.24% |
| 39 | Davidson Trust Co. cert 35510 | $0K | 0.00% | 1 | 0.24% |
| 40 | BNY Mellon, National Association cert 7946 | $0K | 0.00% | 1 | 0.24% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Washington, or read the methodology for the two HHI constructions and what they cannot tell you.