County banking markets / WA / 53053
PierceWashington
FIPS 53053. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 39 counties in Washington’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (956) and unconcentrated on deposits (1,172).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
198 branch offices and 25 institutions in 1994; 125 and 22 in 2025. Deposits booked in the county went from $5.34B to $15.04B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | Umpqua Bank cert 17266 | $2.70B | 17.98% | 17 | 13.60% |
| 2 | Bank of America, National Association cert 3510 | $2.51B | 16.71% | 12 | 9.60% |
| 3 | JPMorgan Chase Bank, National Association cert 628 | $1.92B | 12.75% | 14 | 11.20% |
| 4 | Wells Fargo Bank, National Association cert 3511 | $1.74B | 11.57% | 10 | 8.00% |
| 5 | KeyBank National Association cert 17534 | $1.62B | 10.79% | 21 | 16.80% |
| 6 | U.S. Bank National Association cert 6548 | $1.39B | 9.23% | 13 | 10.40% |
| 7 | Heritage Bank cert 29012 | $1.09B | 7.23% | 9 | 7.20% |
| 8 | Timberland Bank cert 28453 | $383.3M | 2.55% | 5 | 4.00% |
| 9 | Commencement Bank cert 58446 | $314.5M | 2.09% | 3 | 2.40% |
| 10 | First-Citizens Bank & Trust Company cert 11063 | $211.5M | 1.41% | 2 | 1.60% |
| 11 | HomeStreet Bank cert 32489 | $183.9M | 1.22% | 3 | 2.40% |
| 12 | Kitsap Bank cert 6161 | $178.5M | 1.19% | 2 | 1.60% |
| 13 | Armed Forces Bank, National Association cert 4666 | $146.2M | 0.97% | 2 | 1.60% |
| 14 | Bank of Hope cert 26610 | $133.3M | 0.89% | 1 | 0.80% |
| 15 | 1st Security Bank of Washington cert 57633 | $125.5M | 0.83% | 2 | 1.60% |
| 16 | UniBank cert 58407 | $82.4M | 0.55% | 1 | 0.80% |
| 17 | Washington Federal Bank cert 28088 | $81.3M | 0.54% | 2 | 1.60% |
| 18 | Sound Community Bank cert 57451 | $73.7M | 0.49% | 2 | 1.60% |
| 19 | Banner Bank cert 28489 | $56.2M | 0.37% | 1 | 0.80% |
| 20 | Sound Banking Company cert 33183 | $45.9M | 0.31% | 1 | 0.80% |
| 21 | US Metro Bank cert 58310 | $37.6M | 0.25% | 1 | 0.80% |
| 22 | BMO Bank National Association cert 16571 | $12.9M | 0.09% | 1 | 0.80% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Washington, or read the methodology for the two HHI constructions and what they cannot tell you.