County banking markets / WY / 56021
LaramieWyoming
FIPS 56021. Branch offices reported to the FDIC Summary of Deposits, June 30 of each survey year, 1994–2025. One of 23 counties in Wyoming’s 2025 survey.
Concentration, 1994–2025
Branch-count HHI squares each institution’s share of the county’s branch offices; deposit HHI squares its share of county deposits. The bands are the 2010 Horizontal Merger Guidelines classification, the dashed line the 1,800 level above which the Federal Reserve reviews a merger centrally. In 2025 this market is unconcentrated on branches (554) and unconcentrated on deposits (1,022).
Source: FDIC Summary of Deposits | DOJ & FTC, Horizontal Merger Guidelines (2010), section 5.3 | Federal Reserve, Competitive Effects of Mergers and Acquisitions FAQs Both indices computed from the SOD branch rows for this county, June 30 of each survey year. Neither is the Fed's screen HHI: no thrift weighting, no exclusion of specialty and internet banks, no central-booking adjustment. Methodology
Branches and institutions
17 branch offices and 10 institutions in 1994; 34 and 20 in 2025. Deposits booked in the county went from $767.9M to $2.90B, nominal.
Source: FDIC Summary of Deposits FDIC Summary of Deposits, June 30 of each survey year, 1994-2025. Methodology
Who holds the deposits, 2025
Every institution with a branch in the county, ranked by deposits booked here. Both shares are shown because they are the two indices above: squaring and summing the deposit column gives the deposit HHI, the branch column the branch-count HHI.
| # | Institution | Deposits | Deposit share | Branches | Branch share |
|---|---|---|---|---|---|
| 1 | U.S. Bank National Association cert 6548 | $605.1M | 20.87% | 2 | 5.88% |
| 2 | ANB Bank cert 19220 | $339.9M | 11.72% | 2 | 5.88% |
| 3 | Wells Fargo Bank, National Association cert 3511 | $312.7M | 10.79% | 2 | 5.88% |
| 4 | Wyoming Bank & Trust cert 8718 | $281.8M | 9.72% | 2 | 5.88% |
| 5 | First Interstate Bank cert 1105 | $253.4M | 8.74% | 2 | 5.88% |
| 6 | Jonah Bank of Wyoming cert 58396 | $208.9M | 7.21% | 2 | 5.88% |
| 7 | FirsTier Bank cert 17478 | $182.8M | 6.31% | 2 | 5.88% |
| 8 | Platte Valley Bank cert 5442 | $104.4M | 3.60% | 2 | 5.88% |
| 9 | Banner Capital Bank cert 19274 | $101.1M | 3.49% | 1 | 2.94% |
| 10 | Pinnacle Bank - Wyoming cert 2232 | $94.7M | 3.27% | 2 | 5.88% |
| 11 | BMO Bank National Association cert 16571 | $93.0M | 3.21% | 2 | 5.88% |
| 12 | First National Bank of Omaha cert 5452 | $89.8M | 3.10% | 3 | 8.82% |
| 13 | Riverstone Bank cert 10641 | $74.7M | 2.58% | 2 | 5.88% |
| 14 | JPMorgan Chase Bank, National Association cert 628 | $58.9M | 2.03% | 2 | 5.88% |
| 15 | Points West Community Bank cert 3031 | $36.4M | 1.26% | 1 | 2.94% |
| 16 | Farmers State Bank cert 526 | $28.6M | 0.99% | 1 | 2.94% |
| 17 | Cheyenne State Bank cert 57363 | $26.1M | 0.90% | 1 | 2.94% |
| 18 | Central Bank and Trust cert 529 | $6.8M | 0.24% | 1 | 2.94% |
| 19 | Hilltop National Bank cert 19184 | $100K | 0.00% | 1 | 2.94% |
| 20 | AMG National Trust Bank cert 57295 | $0K | 0.00% | 1 | 2.94% |
Source: FDIC Summary of Deposits June 30, 2025. Branch rows grouped by FDIC certificate; names as reported to the survey. Deposit share is n/a where the county's total SOD deposits are zero. Methodology
Back to county banking markets, up to Wyoming, or read the methodology for the two HHI constructions and what they cannot tell you.