FinObservatory

SEC filings / CIK 1769663

PIONEER BANCORP, INC./MD

Savings institutions, state chartered, NY. 6 10-K filer-years in this dataset, the most recent for FY2025, filed Mar 12, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-1-1-1-0-000FY2019: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2021: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2022: HTM fair value less carrying amount, -0.6% of reported stockholders’ equityFY2023: HTM fair value less carrying amount, -0.8% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, -0.9% of reported stockholders’ equityFY2025 (partial): HTM fair value less carrying amount, -0.4% of reported stockholders’ equity192122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 6 of this company’s 6 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pMar 12, 2026$2.15bn$1.74bn$323.9m$14.0m$41.5m$40.2m-0.4%9.7%
2024Sep 25, 2024$1.90bn$1.55bn$296.5m$4.9m$25.1m$22.4m-0.9%9.3%
2023Sep 26, 2023$1.86bn$1.54bn$266.7m-$9.6m$23.9m$21.7m-0.8%8.6%
2022Sep 23, 2022$1.96bn$1.68bn$242.6m-$11.2m$24.0m$22.5m-0.6%7.4%
2021Sep 28, 2021$1.80bn$1.53bn$237.8m-$5.1m$10.9m$10.9m+0.0%8.7%
2019Dec 10, 2019$1.48bn$1.33bn$135.0m-$11.1m$3.9m$3.9m+0.0%4.1%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.