FinObservatory

SEC filings / CIK 729986

UNITED BANKSHARES INC/WV

State commercial banks, WV. 16 10-K filer-years in this dataset, the most recent for FY2025, filed Feb 27, 2026. Every figure below is as filed by the company and untouched: FinObservatory has not restated, rescaled or corrected anything, and a blank is a fact the filing does not tag, not a zero.

This is the SEC holding company, identified by its Central Index Key. It is not the insured bank subsidiary that appears in /banks and /deposits, which are FDIC call-report entities on a different consolidation. Nothing here should be compared line for line with those.

Held-to-maturity gap against reported equity

The fair value of the held-to-maturity book minus its carrying amount, divided by the stockholders’ equity the same filing reports. Years marked n/a are years in which the filing does not tag one of the three.

-1-0-000FY2010: HTM fair value less carrying amount, -0.6% of reported stockholders’ equityFY2011: HTM fair value less carrying amount, -0.3% of reported stockholders’ equityFY2012: HTM fair value less carrying amount, -0.1% of reported stockholders’ equityFY2013: HTM fair value less carrying amount, -0.3% of reported stockholders’ equityFY2014: HTM fair value less carrying amount, -0.2% of reported stockholders’ equityFY2015: HTM fair value less carrying amount, -0.2% of reported stockholders’ equityFY2016: HTM fair value less carrying amount, -0.1% of reported stockholders’ equityFY2017: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2018: HTM fair value less carrying amount, -0.0% of reported stockholders’ equityFY2019: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2020: HTM fair value less carrying amount, 0.0% of reported stockholders’ equityFY2021: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2022: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2023: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2024: HTM fair value less carrying amount, +0.0% of reported stockholders’ equityFY2025 (partial): HTM fair value less carrying amount, +0.0% of reported stockholders’ equity10111213141516171819202122232425Fiscal year of the 10-K% of reported stockholders’ equity

The gap is computable for 16 of this company’s 16 filings.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: consolidated USD balance-sheet instants at each filing's own period end, from this company's 10-K submissions with prevrpt = 0. Methodology

Filing history, as filed

FYFiledAssetsDepositsEquityAOCIHTM carryingHTM fair valueGap, % of equityCustom facts
2025pFeb 27, 2026$33.66bn$27.06bn$5.50bn-$138.9m$1.0m$1.0m+0.0%8.1%
2024Feb 28, 2025$30.02bn$23.96bn$4.99bn-$223.9m$1.0m$1.0m+0.0%8.1%
2023Feb 29, 2024$29.93bn$22.82bn$4.77bn-$259.7m$1.0m$1.0m+0.0%7.9%
2022Mar 1, 2023$29.49bn$22.30bn$4.52bn-$332.7m$1.0m$1.0m+0.0%8.3%
2021Mar 1, 2022$29.33bn$23.35bn$4.72bn-$4.9m$1.0m$1.0m+0.0%7.8%
2020Mar 1, 2021$26.18bn$20.59bn$4.30bn$22.4m$1.2m$1.2m0.0%7.9%
2019Mar 2, 2020$19.66bn$13.85bn$3.36bn-$34.9m$1.4m$1.4m+0.0%5.5%
2018Mar 1, 2019$19.25bn$13.99bn$3.25bn-$57.0m$20.0m$18.7m-0.0%5.4%
2017Mar 1, 2018$19.06bn$13.83bn$3.24bn-$42.0m$20.4m$20.0m-0.0%5.9%
2016Mar 1, 2017$14.51bn$10.80bn$2.24bn-$44.7m$33.3m$31.2m-0.1%5.8%
2015Feb 29, 2016$12.58bn$9.34bn$1.71bn-$38.2m$39.1m$36.3m-0.2%5.2%
2014Mar 2, 2015$12.33bn$9.05bn$1.66bn-$35.8m$39.3m$36.8m-0.2%5.8%
2013Mar 3, 2014$8.74bn$6.62bn$1.04bn-$43.0m$41.0m$38.3m-0.3%9.0%
2012Feb 28, 2013$8.42bn$6.75bn$992.3m-$65.7m$43.5m$42.7m-0.1%11.6%
2011Feb 29, 2012$8.45bn$6.82bn$968.8m-$66.8m$59.3m$56.2m-0.3%10.9%
2010Feb 25, 2011$7.16bn$5.71bn$793.0m-$60.7m$67.0m$62.3m-0.6%11.6%

ext marks a carrying amount tagged with a company-invented element. p marks FY2025, which the dataset’s filing window (closing Mar 31, 2026) leaves incomplete across filers. “Custom facts” is the share of that filing’s consolidated facts carrying a company-invented tag, in any unit.

Source: SEC Financial Statement Data Sets, US Securities and Exchange Commission, Division of Economic and Risk Analysis. Facts as filed: uncleaned, unrestated, not audited by FinObservatory. Selection: this company's 10-K submissions with prevrpt = 0, one per fiscal year by latest filed date; consolidated USD instants at each filing's period end. Dollar columns are raw US dollars. Methodology

What this page cannot tell you

  • A blank in the held-to-maturity columns means the filing does not tag that fact on the consolidated face. It does not mean the company holds no held-to-maturity securities, and this dataset cannot distinguish the two.
  • A held-to-maturity gap is not a realised loss. Held to maturity, the securities pay par. The gap measures how far the reported equity sits from a mark-to-market equity, which becomes a solvency question only if the book must be sold.
  • AOCI is not the held-to-maturity mark. It bundles available-for-sale marks, hedge marks, pension and translation, net of tax. Do not add the two columns.
  • Every value is as filed. A scale error, sign error or mis-tag by the company is reproduced here exactly as the company made it.

Pages exist for the 650 bank and thrift holding companies with at least one 10-K from FY2015 onward, out of 900 with a 10-K anywhere in the dataset.