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FinObservatory

Sector flow of funds

Quarterly sector balance sheets from the Fed's Z.1

A fixed quarterly cut through the Federal Reserve's Financial Accounts: net lending or borrowing for four major sectors, plus selected balance-sheet positions. In 2026:Q1, the financial balances were +$2.2T for households and nonprofits, +$1.0T for nonfinancial corporates, +$1.1T for the rest of the world, and -$2.7T for the federal government. This page keeps a sourced 20-series subset rather than presenting the full Z.1 series estate.

+$2.2T
Households net lending
2026:Q1, SAAR
+$1.0T
Corporate net lending
2026:Q1, SAAR
-$2.7T
Federal net lending
2026:Q1, SAAR
+$1.1T
Rest of world net lending
2026:Q1, SAAR

Data as of 2026:Q1, release vintage June 11, 2026 (2026:Q1 Z.1 release); selected quarterly series span 1952-03-31 to 2026-03-31

Selection rule. Quarterly only, explicit sector subset only, covering households and nonprofit organizations, nonfinancial corporate business, the federal government, and the rest of the world. A series was kept only if its official Z.1 table and line label could be sourced from the Federal Reserve's published HTML tables; any unsourced mnemonic was dropped. The methodology page lists every mnemonic, table, and line. Flow figures here are seasonally adjusted annual rates; balance-sheet figures are end-of-quarter levels. The official Z.1 tables publish billions of dollars, while the local parquet stores millions. The page divides the local values by 1,000,000 to display trillions, equivalent to dividing the official billions by 1,000.

Net lending or borrowing

Latest sector financial balances at a glance

Quarterly net lending (+) or net borrowing (-), shown in trillions of dollars at seasonally adjusted annual rates. In 2026:Q1, households and nonprofits supplied $2.2T, the rest of the world supplied $1.1T, nonfinancial corporates supplied $1.0T, and the federal government absorbed $2.7T. The direction is derived from each latest value's sign; this is the financial balance, not gross issuance.

Households FA155000005.QNonfinancial corporates FA105000005.QFederal government FA315000005.QRest of world FA265000005.Q
Hover for values; dashed line = zero

Source: Federal Reserve Board, Financial Accounts of the United States (Z.1) table S1M.t, line 18 (Net lending (+) or net borrowing (-)); table S11.1.t, line 14 (Net lending (+) or net borrowing (-)); table S1311.t, line 24 (Net lending (+) or net borrowing (-)); table S2.t, line 13 (Net lending (+) or net borrowing (-)). Methodology

Households and nonprofits

Selected household positions put assets, liabilities, net worth, and real estate side by side

This curated household-and-nonprofit subset shows four lines from the broader official balance sheet. At 2026:Q1, assets stood at $204.5T, liabilities at $21.6T, and net worth at $183.0T. Real estate accounted for $53.0T.

Assets FL152000005.QLiabilities FL154190005.QNet worth (assets minus liabilities) FL152090005.QReal estate LM155035005.Q
Hover for values

Source: Federal Reserve Board, Financial Accounts of the United States (Z.1) table S1M.b, line 1 (Assets); table S1M.b, line 30 (Liabilities); table S1M.b, line 40 (Net worth (assets minus liabilities)); table S1M.b, line 3 (Real estate). Methodology

Nonfinancial corporates

Selected corporate positions compare assets, liabilities, net worth, and debt securities

This curated nonfinancial-corporate subset shows four lines from the broader official balance sheet, including nonfinancial assets and market-value net worth. At 2026:Q1, assets were $70.1T, liabilities $31.9T, net worth $38.2T, and debt securities outstanding $9.0T.

Assets FL102000005.QLiabilities FL104190005.QNet worth (assets minus liabilities) FL102090005.QDebt securities FL104122005.Q
Hover for values

Source: Federal Reserve Board, Financial Accounts of the United States (Z.1) table S11.1.b, line 1 (Assets); table S11.1.b, line 30 (Liabilities); table S11.1.b, line 46 (Net worth (assets minus liabilities)); table S11.1.b, line 31 (Debt securities). Methodology

Federal government

Selected federal positions compare financial assets, liabilities, Treasury securities, and consumer credit

Federal government tables in the Z.1 are financial balance sheets rather than a household-style full net-worth statement. At 2026:Q1, total financial assets were $6.1T, total liabilities $36.8T, Treasury securities $30.6T, and consumer-credit assets $1.6T.

Total financial assets FL314090005.QTotal liabilities FL314190005.QTreasury securities FL313161105.QConsumer credit FL313066220.Q
Hover for values

Source: Federal Reserve Board, Financial Accounts of the United States (Z.1) table S1311.s, line 1 (Total financial assets); table S1311.s, line 18 (Total liabilities); table S1311.s, line 23 (Treasury securities); table S1311.s, line 11 (Consumer credit). Methodology

Rest of world

Selected foreign positions compare total financial assets with Treasuries and U.S. equities

The rest-of-world sector is the foreign side of the U.S. financial accounts. At 2026:Q1, total financial assets were $65.2T, total liabilities $12.1T, Treasury securities $9.3T, and U.S. corporate equities $19.4T.

Total financial assets FL264090005.QTotal liabilities FL264190005.QTreasury securities LM263061105.QU.S. corporate equities LM263064105.Q
Hover for values

Source: Federal Reserve Board, Financial Accounts of the United States (Z.1) table S2.s, line 1 (Total financial assets); table S2.s, line 28 (Total liabilities); table S2.s, line 8 (Treasury securities); table S2.s, line 16 (U.S. corporate equities). Methodology