FinObservatory

US credit unions / AL

Credit unions in Alabama

At the December 1994 cycle, Alabama had 200 credit unions with $4.96B in assets. By the December 2025 cycle that was 89 institutions and $39.39B. The latest filing cycle in the panel for Alabama is 2026Q1. Dollar amounts are whole US dollars as filed on the 5300 Call Report; annual series use December cycles only (see the methodology).

89
credit unions filing
Mar 2026 cycle
$40.16B
total assets
Mar 2026 cycle
2,496,980
members
Mar 2026 cycle
65.9%
loans to shares
Mar 2026 cycle

Alabama, December cycles 19942025

One point per December cycle. The loans-to-shares ratio is the state’s total loans outstanding over total shares and deposits: a rough read on how fully member savings are lent back out rather than parked in investments.

Credit unions filing

01002001994199619982000200220042006200820102012201420162018202020222024

Total assets (whole USD)

$0$20B$40B1994199619982000200220042006200820102012201420162018202020222024

Loans to shares

40%50%60%70%80%1994199619982000200220042006200820102012201420162018202020222024

Source: NCUA, 5300 Call Report quarterly data Sums over every credit union with FOICU home state AL at each December cycle. Nominal whole dollars, as filed. Methodology

Largest credit unions in Alabama, Mar 2026 cycle

#Credit unionTotal assets (whole USD)MembersShare of state
1REDSTONE #7544$8,568,135,058548,36721.3%
2ALL IN #17642$3,716,152,233214,5939.3%
3SOUTHERN ENERGY #62728$3,642,003,56490,6259.1%
4AMERICA'S FIRST #24534$2,741,000,424195,1316.8%
5MAX #68575$2,348,048,101131,5695.8%
6ALABAMA #60823$2,060,560,304152,6715.1%
7ALABAMA ONE #68595$1,508,934,84797,3523.8%
8LISTERHILL #63057$1,457,796,38791,8373.6%
9AVADIAN #68583$1,430,149,34383,2283.6%
10FIVE STAR #68302$1,253,968,94066,9383.1%
11GUARDIAN #68374$1,215,887,34594,6353.0%
12FAMILY SAVINGS #68628$1,174,312,66178,3782.9%
13FAMILY SECURITY #60605$1,081,161,32288,7832.7%
14LEGACY COMMUNITY #24421$736,336,70439,6711.8%
15EMBLEM #67252$619,157,10029,5771.5%

Source: NCUA, 5300 Call Report quarterly data Up to 15 institutions, ranked by total assets at the 2026Q1 cycle. #N is the NCUA charter number. Share of state uses the state's all-filer asset total for the same cycle. Methodology

Back to all states and the national consolidation story, or read the methodology.