FinObservatory

US credit unions / CA

Credit unions in California

At the December 1994 cycle, California had 787 credit unions with $42.15B in assets. By the December 2025 cycle that was 243 institutions and $304.07B. The latest filing cycle in the panel for California is 2026Q1. Dollar amounts are whole US dollars as filed on the 5300 Call Report; annual series use December cycles only (see the methodology).

242
credit unions filing
Mar 2026 cycle
$321.68B
total assets
Mar 2026 cycle
15,654,415
members
Mar 2026 cycle
79.4%
loans to shares
Mar 2026 cycle

California, December cycles 19942025

One point per December cycle. The loans-to-shares ratio is the state’s total loans outstanding over total shares and deposits: a rough read on how fully member savings are lent back out rather than parked in investments.

Credit unions filing

05001k1994199619982000200220042006200820102012201420162018202020222024

Total assets (whole USD)

$0$200B$400B1994199619982000200220042006200820102012201420162018202020222024

Loans to shares

60%70%80%90%1994199619982000200220042006200820102012201420162018202020222024

Source: NCUA, 5300 Call Report quarterly data Sums over every credit union with FOICU home state CA at each December cycle. Nominal whole dollars, as filed. Methodology

Largest credit unions in California, Mar 2026 cycle

#Credit unionTotal assets (whole USD)MembersShare of state
1SCHOOLSFIRST #24212$36,737,428,8741,568,36811.4%
2FIRST TECHNOLOGY #23521$28,579,913,9671,868,6058.9%
3THE GOLDEN 1 #61650$21,737,187,2071,195,3956.8%
4REDWOOD #60793$9,946,470,013417,3543.1%
5LOGIX #1999$9,716,129,809244,7973.0%
6PATELCO #68579$9,616,999,527543,8813.0%
7STAR ONE #68465$9,584,478,051133,8243.0%
8SAN DIEGO COUNTY #61004$9,382,858,048413,7672.9%
9MISSION #14384$7,232,363,156330,9962.2%
10WESCOM CENTRAL #66703$6,472,794,298263,6282.0%
11KINECTA #4142$6,443,715,004229,5972.0%
12TRAVIS #68429$5,687,904,011271,2841.8%
13CHEVRON #24326$5,440,106,627140,1271.7%
14CALIFORNIA #24980$5,413,638,046212,0371.7%
15EDUCATIONAL EMPLOYEES #60520$5,376,698,843400,7201.7%

Source: NCUA, 5300 Call Report quarterly data Up to 15 institutions, ranked by total assets at the 2026Q1 cycle. #N is the NCUA charter number. Share of state uses the state's all-filer asset total for the same cycle. Methodology

Back to all states and the national consolidation story, or read the methodology.