FinObservatory

US credit unions / MD

Credit unions in Maryland

At the December 1994 cycle, Maryland had 153 credit unions with $6.46B in assets. By the December 2025 cycle that was 62 institutions and $39.30B. The latest filing cycle in the panel for Maryland is 2026Q1. Dollar amounts are whole US dollars as filed on the 5300 Call Report; annual series use December cycles only (see the methodology).

61
credit unions filing
Mar 2026 cycle
$39.92B
total assets
Mar 2026 cycle
2,137,585
members
Mar 2026 cycle
82.1%
loans to shares
Mar 2026 cycle

Maryland, December cycles 19942025

One point per December cycle. The loans-to-shares ratio is the state’s total loans outstanding over total shares and deposits: a rough read on how fully member savings are lent back out rather than parked in investments.

Credit unions filing

01002001994199619982000200220042006200820102012201420162018202020222024

Total assets (whole USD)

$0$20B$40B1994199619982000200220042006200820102012201420162018202020222024

Loans to shares

60%70%80%90%1994199619982000200220042006200820102012201420162018202020222024

Source: NCUA, 5300 Call Report quarterly data Sums over every credit union with FOICU home state MD at each December cycle. Nominal whole dollars, as filed. Methodology

Largest credit unions in Maryland, Mar 2026 cycle

#Credit unionTotal assets (whole USD)MembersShare of state
1NASA #6328$5,835,118,308238,19014.6%
2STATE EMPLOYEES CU OF MARYLAND, INC #66330$5,728,204,872271,17214.4%
3TOWER #8333$5,003,087,741218,54012.5%
4ABERDEEN PROVING GROUND #2540$2,645,710,952184,7326.6%
5ANDREWS FEDERAL CREDIT UNION #5754$2,582,283,801153,2586.5%
6LAFAYETTE #619$2,135,201,49256,7905.3%
7FIRST FINANCIAL OF MARYLAND #8554$1,421,174,07380,5393.6%
8EDUCATIONAL SYSTEMS #10696$1,357,880,17484,3773.4%
9MUNICIPAL EMPL.CREDIT UNION OF BALT #66787$1,273,721,17592,1953.2%
10POINT BREEZE #66585$1,001,278,46667,6072.5%
11CEDAR POINT #5234$902,879,07047,7682.3%
12NATIONAL INSTITUTES OF HEALTH #3601$825,474,88140,7452.1%
13APL #9475$709,496,51231,1501.8%
14FIRST PEOPLES COMMUNITY #13345$659,873,79234,6211.7%
15JOHNS HOPKINS #20623$648,581,19846,1141.6%

Source: NCUA, 5300 Call Report quarterly data Up to 15 institutions, ranked by total assets at the 2026Q1 cycle. #N is the NCUA charter number. Share of state uses the state's all-filer asset total for the same cycle. Methodology

Back to all states and the national consolidation story, or read the methodology.