FinObservatory

US credit unions / NC

Credit unions in North Carolina

At the December 1994 cycle, North Carolina had 213 credit unions with $7.80B in assets. By the December 2025 cycle that was 57 institutions and $89.68B. The latest filing cycle in the panel for North Carolina is 2026Q1. Dollar amounts are whole US dollars as filed on the 5300 Call Report; annual series use December cycles only (see the methodology).

57
credit unions filing
Mar 2026 cycle
$91.68B
total assets
Mar 2026 cycle
5,235,077
members
Mar 2026 cycle
76.8%
loans to shares
Mar 2026 cycle

North Carolina, December cycles 19942025

One point per December cycle. The loans-to-shares ratio is the state’s total loans outstanding over total shares and deposits: a rough read on how fully member savings are lent back out rather than parked in investments.

Credit unions filing

01002003001994199619982000200220042006200820102012201420162018202020222024

Total assets (whole USD)

$0$50B$100B1994199619982000200220042006200820102012201420162018202020222024

Loans to shares

60%70%80%90%1994199619982000200220042006200820102012201420162018202020222024

Source: NCUA, 5300 Call Report quarterly data Sums over every credit union with FOICU home state NC at each December cycle. Nominal whole dollars, as filed. Methodology

Largest credit unions in North Carolina, Mar 2026 cycle

#Credit unionTotal assets (whole USD)MembersShare of state
1STATE EMPLOYEES' #66310$59,758,618,2632,978,85165.2%
2COASTAL #18297$6,209,568,276345,2516.8%
3TRULIANT #7840$5,450,681,919333,7315.9%
4CIVIC #24003$3,190,259,625349,8473.5%
5ALLEGACY #24438$2,568,924,848185,0772.8%
6SELF-HELP #24802$2,405,735,320145,1172.6%
7SELF-HELP #66258$2,152,520,986100,9332.3%
8SKYLA #24808$1,656,044,095112,9901.8%
9MARINE #12977$1,081,824,50777,1151.2%
10LATINO COMMUNITY #68430$1,052,234,378125,7821.1%
11FORT BRAGG #13690$682,801,34035,3480.7%
12CHAMPION #60721$555,094,16536,1230.6%
13CAROLINAS TELCO #23494$514,359,34131,5660.6%
14MEMBERS #60002$481,759,90347,4530.5%
15TELCO COMMUNITY CREDIT UNION #63545$424,472,61734,9800.5%

Source: NCUA, 5300 Call Report quarterly data Up to 15 institutions, ranked by total assets at the 2026Q1 cycle. #N is the NCUA charter number. Share of state uses the state's all-filer asset total for the same cycle. Methodology

Back to all states and the national consolidation story, or read the methodology.