FinObservatory

US credit unions / PA

Credit unions in Pennsylvania

At the December 1994 cycle, Pennsylvania had 933 credit unions with $11.31B in assets. By the December 2025 cycle that was 275 institutions and $81.65B. The latest filing cycle in the panel for Pennsylvania is 2026Q1. Dollar amounts are whole US dollars as filed on the 5300 Call Report; annual series use December cycles only (see the methodology).

272
credit unions filing
Mar 2026 cycle
$83.58B
total assets
Mar 2026 cycle
4,958,082
members
Mar 2026 cycle
76.6%
loans to shares
Mar 2026 cycle

Pennsylvania, December cycles 19942025

One point per December cycle. The loans-to-shares ratio is the state’s total loans outstanding over total shares and deposits: a rough read on how fully member savings are lent back out rather than parked in investments.

Credit unions filing

05001k1994199619982000200220042006200820102012201420162018202020222024

Total assets (whole USD)

$0$50B$100B1994199619982000200220042006200820102012201420162018202020222024

Loans to shares

60%70%80%90%1994199619982000200220042006200820102012201420162018202020222024

Source: NCUA, 5300 Call Report quarterly data Sums over every credit union with FOICU home state PA at each December cycle. Nominal whole dollars, as filed. Methodology

Largest credit unions in Pennsylvania, Mar 2026 cycle

#Credit unionTotal assets (whole USD)MembersShare of state
1POLICE & FIRE #2551$10,152,351,176438,03812.1%
2PENNSYLVANIA STATE EMPLOYEES #64131$9,624,459,825546,07211.5%
3MEMBERS 1ST #6694$8,612,903,582629,83710.3%
4CITADEL #2099$6,766,495,670285,3118.1%
5AMERICAN HERITAGE #5621$5,323,020,774329,6576.4%
6TRUMARK FINANCIAL #66158$3,566,485,674148,0734.3%
7FRANKLIN MINT #20042$2,248,351,543164,3812.7%
8CLEARVIEW #9007$2,167,703,752140,9872.6%
9PHILADELPHIA #7238$2,005,811,885122,1052.4%
10UTILITIES EMPLOYEES #64896$1,507,207,10964,0131.8%
11FREEDOM #60275$1,485,734,73060,8641.8%
12FIRST COMMONWEALTH #12765$1,481,213,77198,4191.8%
13PATRIOT #16574$1,328,698,12681,7331.6%
14DIAMOND #68241$1,215,999,00970,8811.5%
15PEOPLE FIRST #6885$1,031,161,82074,6781.2%

Source: NCUA, 5300 Call Report quarterly data Up to 15 institutions, ranked by total assets at the 2026Q1 cycle. #N is the NCUA charter number. Share of state uses the state's all-filer asset total for the same cycle. Methodology

Back to all states and the national consolidation story, or read the methodology.