FinObservatory

US credit unions / SC

Credit unions in South Carolina

At the December 1994 cycle, South Carolina had 111 credit unions with $2.88B in assets. By the December 2025 cycle that was 46 institutions and $24.09B. The latest filing cycle in the panel for South Carolina is 2026Q1. Dollar amounts are whole US dollars as filed on the 5300 Call Report; annual series use December cycles only (see the methodology).

46
credit unions filing
Mar 2026 cycle
$24.58B
total assets
Mar 2026 cycle
1,714,366
members
Mar 2026 cycle
82.0%
loans to shares
Mar 2026 cycle

South Carolina, December cycles 19942025

One point per December cycle. The loans-to-shares ratio is the state’s total loans outstanding over total shares and deposits: a rough read on how fully member savings are lent back out rather than parked in investments.

Credit unions filing

0501001501994199619982000200220042006200820102012201420162018202020222024

Total assets (whole USD)

$0$10B$20B$30B1994199619982000200220042006200820102012201420162018202020222024

Loans to shares

70%80%90%100%1994199619982000200220042006200820102012201420162018202020222024

Source: NCUA, 5300 Call Report quarterly data Sums over every credit union with FOICU home state SC at each December cycle. Nominal whole dollars, as filed. Methodology

Largest credit unions in South Carolina, Mar 2026 cycle

#Credit unionTotal assets (whole USD)MembersShare of state
1FOUNDERS #24063$5,181,306,264290,40821.1%
2SOUTH CAROLINA #1022$2,570,596,817156,63310.5%
3SRP #24410$2,077,098,521201,8448.5%
4SAFE #9988$1,950,039,735140,7907.9%
5ALLSOUTH #13828$1,506,612,863119,4606.1%
6PALMETTO CITIZENS #1472$1,480,861,19286,8996.0%
7S. C. STATE #24824$1,457,357,69293,5215.9%
8SHARONVIEW #22458$1,350,614,34882,8535.5%
9REV #9986$1,212,491,30566,2764.9%
10FAMILY TRUST #11554$804,289,65159,5243.3%
11CPM #21971$742,023,47466,9653.0%
12SPERO FINANCIAL #361$712,110,34045,4202.9%
13GREENVILLE #19116$510,646,42035,3932.1%
14CAROLINA TRUST #12361$419,594,18040,3991.7%
15MTC #22520$299,863,87315,9901.2%

Source: NCUA, 5300 Call Report quarterly data Up to 15 institutions, ranked by total assets at the 2026Q1 cycle. #N is the NCUA charter number. Share of state uses the state's all-filer asset total for the same cycle. Methodology

Back to all states and the national consolidation story, or read the methodology.